If you are looking to buy a home in the beautiful and expansive state of Wyoming, a USDA Rural Development loan may just be the solution you have been searching for. All over the state – from the Rocky Mountain West to the High Plains – these government backed, fixed interest rate, no money down loans are making the dream of home ownership a reality.

Of course as with any loan program, you are sure to have a number of questions. And here, at Consumer Real Estate Finance Co., our experts are here to serve as your guide – Letting you know about the many benefits of the Wyoming Rural development loan program, including:

  • Fixed Interest Rates
  • No Maximum Loan Amount
  • Flexible Credit Guidelines for Wyoming Residents
  • No PMI and No Money Down

Wyoming Areas that Qualify for Rural Development Loans

Now do not let the term rural development loan mislead you. Although these loans are sponsored by the United States Department of Agriculture (USDA), they are not intended solely for farmers. Instead, areas located all over the great state of Wyoming qualify.

Qualifying area property guidelines include:

  • Being located outside a major metropolitan area
  • Having a population of less than 20,000 residents

Never assume that the new home you are interested in does not qualify. When in doubt, visit our USDA Loan Eligibility page for updated information. Or call one of our certified USDA Loans Agent at 1-866-854-4242.

Wyoming’s USDA Loan Income Limits By County

There are also certain income limitations for USDA Eligibility. In short, to qualify for a USDA Loan your total annual income cannot exceed the maximum amount set for your state’s county. These USDA Loan income limits for Wyoming communities include:

Quick Scroll
STATE:WYOMING PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Casper, WY MSA
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Cheyenne, WY MSA
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Albany County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Big Horn County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Campbell County, WY
VERY LOW INCOME 32450 37050 41700 46300 50050 53750 57450 61150
Apply Now LOW INCOME 50350 57500 64700 71900 77650 83400 89150 94900
MOD.INC-GUAR.LOAN 103350 103350 103350 103350 136400 136400 136400 136400
Carbon County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Converse County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Crook County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Fremont County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Goshen County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Hot Springs County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Johnson County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Lincoln County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Niobrara County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Park County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Platte County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Sheridan County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Sublette County, WY
VERY LOW INCOME 32200 36800 41400 45950 49650 53350 57000 60700
Apply Now LOW INCOME 50350 57500 64700 71900 77650 83400 89150 94900
MOD.INC-GUAR.LOAN 103350 103350 103350 103350 136400 136400 136400 136400
Sweetwater County, WY
VERY LOW INCOME 30300 34600 38950 43250 46750 50200 53650 57100
Apply Now LOW INCOME 48450 55350 62300 69200 74750 80250 85800 91350
MOD.INC-GUAR.LOAN 99500 99500 99500 99500 131350 131350 131350 131350
Teton County, WY
VERY LOW INCOME 34500 39400 44350 49250 53200 57150 61100 65050
Apply Now LOW INCOME 50350 57500 64700 71900 77650 83400 89150 94900
MOD.INC-GUAR.LOAN 103350 103350 103350 103350 136400 136400 136400 136400
Uinta County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Washakie County, WY
VERY LOW INCOME 28150 32200 36200 40200 43450 46650 49850 53100
Apply Now LOW INCOME 45000 51450 57850 64300 69450 74600 79750 84900
MOD.INC-GUAR.LOAN 92450 92450 92450 92450 122050 122050 122050 122050
Weston County, WY
VERY LOW INCOME 29550 33750 37950 42150 45550 48900 52300 55650
Apply Now LOW INCOME 47200 53950 60700 67450 72850 78250 83650 89050
MOD.INC-GUAR.LOAN 96950 96950 96950 96950 127950 127950 127950 127950

Remember, Consumer Real Estate Finance Co. is here to answer all your questions. For help applying for a Wyoming Rural Development Loan, contact us today.