If you are looking to buy a home in the beautiful and expansive state of Wyoming, a USDA Rural Development loan may just be the solution you have been searching for. All over the state – from the Rocky Mountain West to the High Plains – these government backed, fixed interest rate, no money down loans are making the dream of home ownership a reality.

Of course as with any loan program, you are sure to have a number of questions. And here, at Consumer Real Estate Finance Co., our experts are here to serve as your guide – Letting you know about the many benefits of the Wyoming Rural development loan program, including:

  • Fixed Interest Rates
  • No Maximum Loan Amount
  • Flexible Credit Guidelines for Wyoming Residents
  • No PMI and No Money Down

Wyoming Areas that Qualify for Rural Development Loans

Now do not let the term rural development loan mislead you. Although these loans are sponsored by the United States Department of Agriculture (USDA), they are not intended solely for farmers. Instead, areas located all over the great state of Wyoming qualify.

Qualifying area property guidelines include:

  • Being located outside a major metropolitan area
  • Having a population of less than 20,000 residents

Never assume that the new home you are interested in does not qualify. When in doubt, visit our USDA Loan Eligibility page for updated information. Or call one of our certified USDA loan agents at 1-866-854-4242.

Wyoming’s USDA Loan Income Limits By County

There are also certain income limitations. In short, to qualify for a USDA Loan your total annual income cannot exceed the maximum amount set for your state’s county. These USDA Loan income limits for Wyoming communities include:

STATE:WYOMING PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Casper WY MSA VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Cheyenne WY MSA VERY LOW INCOME 26100 29800 33550 37250 40250 43250 46200 49200
LOW INCOME 41700 47700 53650 59600 64350 69150 73900 78650
MOD.INC-GUAR.LOAN 85700 85700 85700 85700 113100 113100 113100 113100
Albany County WY VERY LOW INCOME 26100 29800 33550 37250 40250 43250 46200 49200
LOW INCOME 41700 47700 53650 59600 64350 69150 73900 78650
MOD.INC-GUAR.LOAN 85700 85700 85700 85700 113100 113100 113100 113100
Big Horn County WY VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Campbell County WY VERY LOW INCOME 31250 35700 40150 44600 48200 51750 55350 58900
LOW INCOME 45500 52000 58500 65000 70200 75400 80600 85800
MOD.INC-GUAR.LOAN 93450 93450 93450 93450 123350 123350 123350 123350
Carbon County WY VERY LOW INCOME 25400 29000 32650 36250 39150 42050 44950 47850
LOW INCOME 40600 46400 52200 58000 62650 67300 71900 76550
MOD.INC-GUAR.LOAN 83400 83400 83400 83400 110100 110100 110100 110100
Converse County WY VERY LOW INCOME 25950 29650 33350 37050 40050 43000 45950 48950
LOW INCOME 41500 47450 53350 59300 64050 68800 73550 78300
MOD.INC-GUAR.LOAN 85250 85250 85250 85250 112550 112550 112550 112550
Crook County WY VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Fremont County WY VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Goshen County WY VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Hot Springs CountyWY VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Johnson County WY VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Lincoln County WY VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Niobrara County WY VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Park County WY VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Platte County WY VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Sheridan County WY VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Sublette County WY VERY LOW INCOME 27950 31950 35950 39900 43100 46300 49500 52700
LOW INCOME 44700 51100 57450 63850 68950 74050 79150 84300
MOD.INC-GUAR.LOAN 91800 91800 91800 91800 121200 121200 121200 121200
Sweetwater County WY VERY LOW INCOME 29750 34000 38250 42450 45850 49250 52650 56050
LOW INCOME 45100 51500 57950 64400 69550 74700 79850 85000
MOD.INC-GUAR.LOAN 92600 92600 92600 92600 122250 122250 122250 122250
Teton County WY VERY LOW INCOME 33900 38750 43600 48400 52300 56150 60050 63900
LOW INCOME 45500 52000 58500 65000 70200 75400 80600 85800
MOD.INC-GUAR.LOAN 93450 93450 93450 93450 123350 123350 123350 123350
Uinta County WY VERY LOW INCOME 26550 30350 34150 37900 40950 44000 47000 50050
LOW INCOME 42450 48500 54600 60650 65500 70350 75200 80050
MOD.INC-GUAR.LOAN 87200 87200 87200 87200 115100 115100 115100 115100
Washakie County WY VERY LOW INCOME 25100 28700 32300 35850 38750 41600 44500 47350
LOW INCOME 40150 45900 51600 57350 61950 66550 71100 75700
MOD.INC-GUAR.LOAN 82450 82450 82450 82450 108850 108850 108850 108850
Weston County WY VERY LOW INCOME 26350 30100 33850 37600 40650 43650 46650 49650
LOW INCOME 42100 48100 54150 60150 64950 69750 74600 79400
MOD.INC-GUAR.LOAN 86450 86450 86450 86450 114100 114100 114100 114100

Remember, Consumer Real Estate Finance Co. is here to answer all your questions. For help applying for a Wyoming Rural Development Loan, contact us today.