Consumer Real Estate Finance Co. wants to help you realize your dream of home ownership. For help applying for a Tennessee USDA Loan, contact us today If you are thinking about a home in Washington, you may want to consider the USDA Rural Development Loan program. Backed by the U.S. government, these no money down, fixed interest loans come with 100% financing – meaning no out of pocket expenses at closing. Other benefits of a Rural Development Loan include:

  • No Maximum Loan Amount on Washington Property
  • Flexible Credit Guidelines for Qualifying Washington Residents
  • Low Fixed Interest Rates
  • Both New and Existing Properties May Qualify

Washington Areas that Qualify for Rural Development Loans

When applying for a USDA Rural Development Loan, eligibility is based on both the property and the lender. The property must be located outside of city limits and within a community of less than 20,000 people.

It is important to note that Rural Development Loans are not intended solely for farmland. In fact, some Washington areas that lie just outside of major metropolitan areas qualify. To learn if your property is USDA Loan eligible, fill out the form on this page, or call one of our certified USDA Loans Agent at 1-866-854-4242.

Washington’s USDA Loan Income Limits by County

Even though applying for a Washington USDA Loan with Consumer Real Estate Finance Co. is quick, easy, and secure, there are a few other USDA Eligibility restrictions you need to be aware of

These include an evaluation of credit history and annual income limits. Also, take note that there is a maximum income limit. This means your income cannot exceed the maximum amount set for your county. These USDA Rural Development Loan income limits include:

Washington USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

Quick Scroll
STATE:WASHINGTON PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Bellingham, WA MSA
VERY LOW INCOME 38050 38050 38050 38050 50250 50250 50250 50250
Apply Now LOW INCOME 60900 60900 60900 60900 80400 80400 80400 80400
MOD.INC-GUAR.LOAN 87550 87550 87550 87550 115550 115550 115550 115550
Bremerton-Silverdale, WA MSA
VERY LOW INCOME 41300 41300 41300 41300 54550 54550 54550 54550
Apply Now LOW INCOME 66100 66100 66100 66100 87250 87250 87250 87250
MOD.INC-GUAR.LOAN 95000 95000 95000 95000 125400 125400 125400 125400
Kennewick-Richland, WA MSA
VERY LOW INCOME 36250 36250 36250 36250 47850 47850 47850 47850
Apply Now LOW INCOME 58000 58000 58000 58000 76550 76550 76550 76550
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Lewiston, ID-WA MSA
VERY LOW INCOME 31450 31450 31450 31450 41550 41550 41550 41550
Apply Now LOW INCOME 50300 50300 50300 50300 66400 66400 66400 66400
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Longview, WA MSA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Mount Vernon-Anacortes, WA MSA
VERY LOW INCOME 34550 34550 34550 34550 45650 45650 45650 45650
Apply Now LOW INCOME 55300 55300 55300 55300 73000 73000 73000 73000
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Olympia-Tumwater, WA MSA
VERY LOW INCOME 38850 38850 38850 38850 51300 51300 51300 51300
Apply Now LOW INCOME 62150 62150 62150 62150 82050 82050 82050 82050
MOD.INC-GUAR.LOAN 89350 89350 89350 89350 117950 117950 117950 117950
Portland-Vancouver-Hillsboro, OR-WA MSA
VERY LOW INCOME 40700 40700 40700 40700 53750 53750 53750 53750
Apply Now LOW INCOME 65100 65100 65100 65100 85950 85950 85950 85950
MOD.INC-GUAR.LOAN 93600 93600 93600 93600 123550 123550 123550 123550
Seattle-Bellevue, WA HUD Metro FMR Area
VERY LOW INCOME 53500 53500 53500 53500 70650 70650 70650 70650
Apply Now LOW INCOME 87600 87600 87600 87600 115650 115650 115650 115650
MOD.INC-GUAR.LOAN 125950 125950 125950 125950 166250 166250 166250 166250
Tacoma, WA HUD Metro FMR Area
VERY LOW INCOME 37300 37300 37300 37300 49250 49250 49250 49250
Apply Now LOW INCOME 59700 59700 59700 59700 78800 78800 78800 78800
MOD.INC-GUAR.LOAN 85800 85800 85800 85800 113250 113250 113250 113250
Pend Oreille County, WA HUD Metro FMR Area
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Spokane, WA HUD Metro FMR Area
VERY LOW INCOME 32850 32850 32850 32850 43400 43400 43400 43400
Apply Now LOW INCOME 52550 52550 52550 52550 69350 69350 69350 69350
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Stevens County, WA HUD Metro FMR Area
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Columbia County, WA HUD Metro FMR Area
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Walla Walla County, WA HUD Metro FMR Area
VERY LOW INCOME 32850 32850 32850 32850 43400 43400 43400 43400
Apply Now LOW INCOME 52550 52550 52550 52550 69350 69350 69350 69350
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Wenatchee, WA MSA
VERY LOW INCOME 33550 33550 33550 33550 44300 44300 44300 44300
Apply Now LOW INCOME 53700 53700 53700 53700 70900 70900 70900 70900
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Yakima, WA MSA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Adams County, WA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Clallam County, WA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Ferry County, WA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Garfield County, WA
VERY LOW INCOME 33950 33950 33950 33950 44850 44850 44850 44850
Apply Now LOW INCOME 54300 54300 54300 54300 71700 71700 71700 71700
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Grant County, WA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Grays Harbor County, WA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Island County, WA
VERY LOW INCOME 38950 38950 38950 38950 51400 51400 51400 51400
Apply Now LOW INCOME 62300 62300 62300 62300 82250 82250 82250 82250
MOD.INC-GUAR.LOAN 89550 89550 89550 89550 118200 118200 118200 118200
Jefferson County, WA
VERY LOW INCOME 32750 32750 32750 32750 43250 43250 43250 43250
Apply Now LOW INCOME 52400 52400 52400 52400 69150 69150 69150 69150
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Kittitas County, WA
VERY LOW INCOME 34500 34500 34500 34500 45550 45550 45550 45550
Apply Now LOW INCOME 55200 55200 55200 55200 72850 72850 72850 72850
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Klickitat County, WA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Lewis County, WA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Lincoln County, WA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Mason County, WA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Okanogan County, WA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Pacific County, WA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
San Juan County, WA
VERY LOW INCOME 35200 35200 35200 35200 46500 46500 46500 46500
Apply Now LOW INCOME 56300 56300 56300 56300 74300 74300 74300 74300
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Wahkiakum County, WA
VERY LOW INCOME 32500 32500 32500 32500 42900 42900 42900 42900
Apply Now LOW INCOME 52000 52000 52000 52000 68650 68650 68650 68650
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Whitman County, WA
VERY LOW INCOME 33800 33800 33800 33800 44650 44650 44650 44650
Apply Now LOW INCOME 54100 54100 54100 54100 71400 71400 71400 71400
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800

As a resident of the great state of Washington, you do not have to navigate the sometimes confusing USDA Loan application process alone. The certified agents at Consumer Real Estate Finance Co. are here to help. Contact us today for assistance!