When exploring your home loan options, let the experts at Consumer Real Estate Finance Co. be your guide.  As one of the most experienced USDA Home Loan agencies, we can offer you the advice you have been looking. With help from our certified agents, you can finally realize your dream of home ownerships.

Backed by the USDA, Utah residents can experience the many benefits of a rural development loan, including:

  • 100% Financing up to the appraised value
  • NO private mortgage insurance for qualifying Utah homes
  • Flexible Utah credit qualifications
  • No Utah loan amount limitations

Utah Areas that Qualify for a USDA Loan

The great state of Utah is an expansive and beautiful area. From the Rocky Mountains to the Colorado Plateau, there certainly does not seem to be any shortage of natural beauty. Utah USDA Loans are not just relegated to agriculture areas. In fact many communities that lie just outside major metropolitan areas qualify. A common guideline is areas that lie outside of the city limits and have less than 20,000 people.
Because of the varying guidelines, you should never assume that your Utah home does not qualify for a USDA Loan.  The experts here at Consumer Real Estate Finance Co. can help you determine your USDA Loan eligibility.  Fill out the Application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Utah’s USDA Loan Income Limits by County

While Consumer Real Estate Finance Co. is here assist you with all your questions and guide you through the application process, you should be aware that there are a few USDA Eligibility restrictions. These include a credit evaluation as well as a maximum income limit.

Your annual income cannot exceed the limit set for your county:

Utah USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

Quick Scroll
STATE:UTAH PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Logan, UT-ID MSA
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Box Elder County, UT HUD Metro FMR Area
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Ogden-Clearfield, UT HUD Metro FMR Area
VERY LOW INCOME 39050 39050 39050 39050 51550 51550 51550 51550
Apply Now LOW INCOME 62500 62500 62500 62500 82500 82500 82500 82500
MOD.INC-GUAR.LOAN 89850 89850 89850 89850 118600 118600 118600 118600
Provo-Orem, UT MSA
VERY LOW INCOME 37350 37350 37350 37350 49350 49350 49350 49350
Apply Now LOW INCOME 59750 59750 59750 59750 78850 78850 78850 78850
MOD.INC-GUAR.LOAN 85900 85900 85900 85900 113400 113400 113400 113400
Salt Lake City, UT HUD Metro FMR Area
VERY LOW INCOME 40000 40000 40000 40000 52800 52800 52800 52800
Apply Now LOW INCOME 64000 64000 64000 64000 84500 84500 84500 84500
MOD.INC-GUAR.LOAN 92000 92000 92000 92000 121450 121450 121450 121450
Tooele County, UT HUD Metro FMR Area
VERY LOW INCOME 36500 36500 36500 36500 48200 48200 48200 48200
Apply Now LOW INCOME 58400 58400 58400 58400 77100 77100 77100 77100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
St. George, UT MSA
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Beaver County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Carbon County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Daggett County, UT
VERY LOW INCOME 36250 36250 36250 36250 47850 47850 47850 47850
Apply Now LOW INCOME 58000 58000 58000 58000 76550 76550 76550 76550
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Duchesne County, UT
VERY LOW INCOME 35600 35600 35600 35600 47000 47000 47000 47000
Apply Now LOW INCOME 56950 56950 56950 56950 75150 75150 75150 75150
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Emery County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Garfield County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Grand County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Iron County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Kane County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Millard County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Piute County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Rich County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
San Juan County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Sanpete County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Sevier County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Summit County, UT
VERY LOW INCOME 53550 53550 53550 53550 70700 70700 70700 70700
Apply Now LOW INCOME 71900 71900 71900 71900 94900 94900 94900 94900
MOD.INC-GUAR.LOAN 103350 103350 103350 103350 136400 136400 136400 136400
Uintah County, UT
VERY LOW INCOME 38500 38500 38500 38500 50850 50850 50850 50850
Apply Now LOW INCOME 61600 61600 61600 61600 81300 81300 81300 81300
MOD.INC-GUAR.LOAN 88550 88550 88550 88550 116900 116900 116900 116900
Wasatch County, UT
VERY LOW INCOME 40050 40050 40050 40050 52900 52900 52900 52900
Apply Now LOW INCOME 64100 64100 64100 64100 84600 84600 84600 84600
MOD.INC-GUAR.LOAN 92150 92150 92150 92150 121650 121650 121650 121650
Wayne County, UT
VERY LOW INCOME 35550 35550 35550 35550 46950 46950 46950 46950
Apply Now LOW INCOME 56900 56900 56900 56900 75100 75100 75100 75100
MOD.INC-GUAR.LOAN 84250 84250 84250 84250 111200 111200 111200 111200
Looking for more information?  Learn more about Rural Development Loans in Utah by contacting Consumer Real Estate Finance Co. today!