When exploring your home loan options, let the experts at Consumer Real Estate Finance Co. be your guide.  As one of the most experienced USDA Home Loan agencies, we can offer you the advice you have been looking. With help from our certified agents, you can finally realize your dream of home ownerships.

Backed by the USDA, Utah residents can experience the many benefits of a rural development loan, including:

  • 100% Financing up to the appraised value
  • NO private mortgage insurance for qualifying Utah homes
  • Flexible Utah credit qualifications
  • No Utah loan amount limitations

Utah Areas that Qualify for a USDA Loan

The great state of Utah is an expansive and beautiful area. From the Rocky Mountains to the Colorado Plateau, there certainly does not seem to be any shortage of natural beauty. Utah USDA Loans are not just relegated to agriculture areas. In fact many communities that lie just outside major metropolitan areas qualify. A common guideline is areas that lie outside of the city limits and have less than 20,000 people.
Because of the varying guidelines, you should never assume that your Utah home does not qualify for a USDA Loan.  The experts here at Consumer Real Estate Finance Co. can help you determine your USDA Loan eligibility.  Fill out the Application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Utah’s USDA Loan Income Limits by County

While Consumer Real Estate Finance Co. is here assist you with all your questions and guide you through the application process, you should be aware that there are a few USDA Eligibility restrictions. These include a credit evaluation as well as a maximum income limit.

Your annual income cannot exceed the limit set for your county:

Utah USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

Quick Scroll
STATE:UTAH PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Logan, UT-ID MSA
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Box Elder County, UT HUD Metro FMR Area
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Ogden-Clearfield, UT HUD Metro FMR Area
VERY LOW INCOME 38300 38300 38300 38300 50550 50550 50550 50550
Apply Now LOW INCOME 61300 61300 61300 61300 80900 80900 80900 80900
MOD.INC-GUAR.LOAN 88100 88100 88100 88100 116300 116300 116300 116300
Provo-Orem, UT MSA
VERY LOW INCOME 34600 34600 34600 34600 45650 45650 45650 45650
Apply Now LOW INCOME 55350 55350 55350 55350 73050 73050 73050 73050
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Salt Lake City, UT HUD Metro FMR Area
VERY LOW INCOME 37700 37700 37700 37700 49750 49750 49750 49750
Apply Now LOW INCOME 60300 60300 60300 60300 79600 79600 79600 79600
MOD.INC-GUAR.LOAN 86700 86700 86700 86700 114450 114450 114450 114450
Tooele County, UT HUD Metro FMR Area
VERY LOW INCOME 36000 36000 36000 36000 47500 47500 47500 47500
Apply Now LOW INCOME 57600 57600 57600 57600 76050 76050 76050 76050
MOD.INC-GUAR.LOAN 82800 82800 82800 82800 109300 109300 109300 109300
St. George, UT MSA
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Beaver County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Carbon County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Daggett County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Duchesne County, UT
VERY LOW INCOME 34400 34400 34400 34400 45400 45400 45400 45400
Apply Now LOW INCOME 55050 55050 55050 55050 72650 72650 72650 72650
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Emery County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Garfield County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Grand County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Iron County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Kane County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Millard County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Piute County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Rich County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
San Juan County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Sanpete County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Sevier County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Summit County, UT
VERY LOW INCOME 51700 51700 51700 51700 68250 68250 68250 68250
Apply Now LOW INCOME 68000 68000 68000 68000 89750 89750 89750 89750
MOD.INC-GUAR.LOAN 97750 97750 97750 97750 129050 129050 129050 129050
Uintah County, UT
VERY LOW INCOME 34700 34700 34700 34700 45800 45800 45800 45800
Apply Now LOW INCOME 55500 55500 55500 55500 73250 73250 73250 73250
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Wasatch County, UT
VERY LOW INCOME 37100 37100 37100 37100 48950 48950 48950 48950
Apply Now LOW INCOME 59350 59350 59350 59350 78350 78350 78350 78350
MOD.INC-GUAR.LOAN 85300 85300 85300 85300 112600 112600 112600 112600
Wayne County, UT
VERY LOW INCOME 33850 33850 33850 33850 44700 44700 44700 44700
Apply Now LOW INCOME 54150 54150 54150 54150 71500 71500 71500 71500
MOD.INC-GUAR.LOAN 80200 80200 80200 80200 105850 105850 105850 105850
Looking for more information?  Learn more about Rural Development Loans in Utah by contacting Consumer Real Estate Finance Co. today!