As a leading USDA Rural Development Loan Lender, Consumer Real Estate Finance Co. is helping make the option of 100% financing, no money down loans more accessible to the citizens of Oregon. From the Willamette River to Wallowa County, we realize that citizens all over the great state of Oregon are looking for a cost effective way of realizing their dreams of homeownership – And we think a government insured USDA Home Loan is just the way to achieve this.

Benefits of an Oregon USDA Rural Development Loan include:

  • Finance 100% of Your Oregon Home Loan
  • Flexible Credit Guidelines
  • Low Fixed Interest Rates
  • No Loan Amount Limitations on Oregon Property

Oregon Areas Rural Development Loans – Not Just for Farmers

It is easy to hear the term “Rural Development Loan” and think that they only apply to farmland. In reality, nothing could be further from the truth. USDA Loans were created by the U.S government to help strengthen and build many of the nation’s smaller communities. This means that communities all over Oregon may qualify, not just farmland.

Areas that qualify for a USDA Rural Development Loan can include:

  • Communities located outside of city limits
  • Communities with less than 20,000 people

The truth is that you may never know if a property is USDA Loan eligible unless you ask. This is where Consumer Real Estate Finance Co. can help. For answers to any of your questions, please fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Oregon’s USDA Loan Income Limits By County

At Consumer Real Estate Finance Co., our expert staff is here to answer all your questions, including information on things like credit history and income limits.

Other things considered for usda eligibility include annual income limits. When applying for a Rural Development Loan in Oregon, your annual income cannot exceed the limit set for your county:

Oregon USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

Quick Scroll
STATE:OREGON PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Albany, OR MSA
VERY LOW INCOME 29850 29850 29850 29850 39450 39450 39450 39450
Apply Now LOW INCOME 47750 47750 47750 47750 63050 63050 63050 63050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Bend-Redmond, OR MSA
VERY LOW INCOME 34800 34800 34800 34800 45950 45950 45950 45950
Apply Now LOW INCOME 55700 55700 55700 55700 73500 73500 73500 73500
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Corvallis, OR MSA
VERY LOW INCOME 42050 42050 42050 42050 55550 55550 55550 55550
Apply Now LOW INCOME 67300 67300 67300 67300 88850 88850 88850 88850
MOD.INC-GUAR.LOAN 96750 96750 96750 96750 127700 127700 127700 127700
Eugene-Springfield, OR MSA
VERY LOW INCOME 32050 32050 32050 32050 42350 42350 42350 42350
Apply Now LOW INCOME 51300 51300 51300 51300 67700 67700 67700 67700
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Grants Pass, OR MSA
VERY LOW INCOME 27350 27350 27350 27350 36150 36150 36150 36150
Apply Now LOW INCOME 43750 43750 43750 43750 57750 57750 57750 57750
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Medford, OR MSA
VERY LOW INCOME 29450 29450 29450 29450 38900 38900 38900 38900
Apply Now LOW INCOME 47100 47100 47100 47100 62150 62150 62150 62150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Portland-Vancouver-Hillsboro, OR-WA MSA
VERY LOW INCOME 40700 40700 40700 40700 53750 53750 53750 53750
Apply Now LOW INCOME 65100 65100 65100 65100 85950 85950 85950 85950
MOD.INC-GUAR.LOAN 93600 93600 93600 93600 123550 123550 123550 123550
Salem, OR MSA
VERY LOW INCOME 32550 32550 32550 32550 43000 43000 43000 43000
Apply Now LOW INCOME 52100 52100 52100 52100 68750 68750 68750 68750
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Baker County, OR
VERY LOW INCOME 27450 27450 27450 27450 36250 36250 36250 36250
Apply Now LOW INCOME 43900 43900 43900 43900 57950 57950 57950 57950
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Clatsop County, OR
VERY LOW INCOME 31000 31000 31000 31000 40950 40950 40950 40950
Apply Now LOW INCOME 49600 49600 49600 49600 65450 65450 65450 65450
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Coos County, OR
VERY LOW INCOME 27350 27350 27350 27350 36150 36150 36150 36150
Apply Now LOW INCOME 43750 43750 43750 43750 57750 57750 57750 57750
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Crook County, OR
VERY LOW INCOME 28150 28150 28150 28150 37200 37200 37200 37200
Apply Now LOW INCOME 45050 45050 45050 45050 59450 59450 59450 59450
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Curry County, OR
VERY LOW INCOME 28350 28350 28350 28350 37450 37450 37450 37450
Apply Now LOW INCOME 45350 45350 45350 45350 59850 59850 59850 59850
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Douglas County, OR
VERY LOW INCOME 27450 27450 27450 27450 36250 36250 36250 36250
Apply Now LOW INCOME 43900 43900 43900 43900 57950 57950 57950 57950
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Gilliam County, OR
VERY LOW INCOME 30700 30700 30700 30700 40550 40550 40550 40550
Apply Now LOW INCOME 49100 49100 49100 49100 64800 64800 64800 64800
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Grant County, OR
VERY LOW INCOME 27350 27350 27350 27350 36150 36150 36150 36150
Apply Now LOW INCOME 43750 43750 43750 43750 57750 57750 57750 57750
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Harney County, OR
VERY LOW INCOME 27350 27350 27350 27350 36150 36150 36150 36150
Apply Now LOW INCOME 43750 43750 43750 43750 57750 57750 57750 57750
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Hood River County, OR
VERY LOW INCOME 34400 34400 34400 34400 45450 45450 45450 45450
Apply Now LOW INCOME 55050 55050 55050 55050 72650 72650 72650 72650
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Jefferson County, OR
VERY LOW INCOME 27350 27350 27350 27350 36150 36150 36150 36150
Apply Now LOW INCOME 43750 43750 43750 43750 57750 57750 57750 57750
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Klamath County, OR
VERY LOW INCOME 27350 27350 27350 27350 36150 36150 36150 36150
Apply Now LOW INCOME 43750 43750 43750 43750 57750 57750 57750 57750
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Lake County, OR
VERY LOW INCOME 27350 27350 27350 27350 36150 36150 36150 36150
Apply Now LOW INCOME 43750 43750 43750 43750 57750 57750 57750 57750
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Lincoln County, OR
VERY LOW INCOME 28900 28900 28900 28900 38150 38150 38150 38150
Apply Now LOW INCOME 46250 46250 46250 46250 61050 61050 61050 61050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Malheur County, OR
VERY LOW INCOME 27350 27350 27350 27350 36150 36150 36150 36150
Apply Now LOW INCOME 43750 43750 43750 43750 57750 57750 57750 57750
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Morrow County, OR
VERY LOW INCOME 29000 29000 29000 29000 38300 38300 38300 38300
Apply Now LOW INCOME 46400 46400 46400 46400 61250 61250 61250 61250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Sherman County, OR
VERY LOW INCOME 31350 31350 31350 31350 41400 41400 41400 41400
Apply Now LOW INCOME 50150 50150 50150 50150 66200 66200 66200 66200
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Tillamook County, OR
VERY LOW INCOME 27650 27650 27650 27650 36500 36500 36500 36500
Apply Now LOW INCOME 44250 44250 44250 44250 58400 58400 58400 58400
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Umatilla County, OR
VERY LOW INCOME 29850 29850 29850 29850 39450 39450 39450 39450
Apply Now LOW INCOME 47750 47750 47750 47750 63050 63050 63050 63050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Union County, OR
VERY LOW INCOME 28550 28550 28550 28550 37700 37700 37700 37700
Apply Now LOW INCOME 45700 45700 45700 45700 60300 60300 60300 60300
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Wallowa County, OR
VERY LOW INCOME 29000 29000 29000 29000 38300 38300 38300 38300
Apply Now LOW INCOME 46400 46400 46400 46400 61250 61250 61250 61250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Wasco County, OR
VERY LOW INCOME 29700 29700 29700 29700 39250 39250 39250 39250
Apply Now LOW INCOME 47500 47500 47500 47500 62700 62700 62700 62700
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Wheeler County, OR
VERY LOW INCOME 27350 27350 27350 27350 36150 36150 36150 36150
Apply Now LOW INCOME 43750 43750 43750 43750 57750 57750 57750 57750
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150

Because of these sometimes detailed and overwhelming guidelines, Consumer Real Estate Finance Co. is here to guide you through the application process. Contact us today for details or to get started with your Oregon USDA Loan application.