Ohio’s USDA Loan Income Limits By County
When applying for a USDA or Rural Development Loan, Ohio Residents must meet a few requirements. One of the usda eligibility restriction is maximum income limit. If the property is located within an eligible area, your income cannot exceed the current yearly income limit set for that county.
Ohio USDA Loan Adjusted Maximum Income Limits by County
Updated 10/24/2012
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- - - S E L E C T A N A R E A - - -
Akron, OH MSA
Canton-Massillon, OH MSA
Brown County, OH HUD Metro FMR Area
Cincinnati, OH-KY-IN HUD Metro FMR Area
Cleveland-Elyria, OH MSA
Columbus, OH HUD Metro FMR Area
Hocking County, OH HUD Metro FMR Area
Perry County, OH HUD Metro FMR Area
Union County, OH HUD Metro FMR Area
Dayton, OH MSA
Huntington-Ashland, WV-KY-OH HUD Metro FMR Area
Lima, OH MSA
Mansfield, OH MSA
Springfield, OH MSA
Toledo, OH MSA
Weirton-Steubenville, WV-OH MSA
Wheeling, WV-OH MSA
Youngstown-Warren-Boardman, OH HUD Metro FMR Area
Adams County, OH
Ashland County, OH
Ashtabula County, OH
Athens County, OH
Auglaize County, OH
Champaign County, OH
Clinton County, OH
Columbiana County, OH
Coshocton County, OH
Crawford County, OH
Darke County, OH
Defiance County, OH
Erie County, OH
Fayette County, OH
Gallia County, OH
Guernsey County, OH
Hancock County, OH
Hardin County, OH
Harrison County, OH
Henry County, OH
Highland County, OH
Holmes County, OH
Huron County, OH
Jackson County, OH
Knox County, OH
Logan County, OH
Marion County, OH
Meigs County, OH
Mercer County, OH
Monroe County, OH
Morgan County, OH
Muskingum County, OH
Noble County, OH
Ottawa County, OH
Paulding County, OH
Pike County, OH
Preble County, OH
Putnam County, OH
Ross County, OH
Sandusky County, OH
Scioto County, OH
Seneca County, OH
Shelby County, OH
Tuscarawas County, OH
Van Wert County, OH
Vinton County, OH
Washington County, OH
Wayne County, OH
Williams County, OH
Wyandot County, OH
STATE:OHIO
PROGRAM
1 Person
2 Person
3 Person
4 Person
5 Person
6 Person
7 Person
8 Person
Akron, OH MSA
VERY LOW INCOME
25650
29300
32950
36600
39550
42500
45400
48350
Apply Now
LOW INCOME
41000
46850
52700
58550
63250
67900
72600
77300
MOD.INC-GUAR.LOAN
84150
84150
84150
84150
111100
111100
111100
111100
Canton-Massillon, OH MSA
VERY LOW INCOME
22750
26000
29250
32450
35050
37650
40250
42850
Apply Now
LOW INCOME
36350
41500
46700
51900
56050
60200
64350
68500
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Brown County, OH HUD Metro FMR Area
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Cincinnati, OH-KY-IN HUD Metro FMR Area
VERY LOW INCOME
27450
31350
35250
39150
42300
45450
48550
51700
Apply Now
LOW INCOME
43850
50100
56400
62650
67650
72650
77700
82700
MOD.INC-GUAR.LOAN
90050
90050
90050
90050
118850
118850
118850
118850
Cleveland-Elyria, OH MSA
VERY LOW INCOME
24750
28300
31850
35350
38200
41050
43850
46700
Apply Now
LOW INCOME
39600
45250
50900
56550
61050
65600
70100
74650
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Columbus, OH HUD Metro FMR Area
VERY LOW INCOME
26750
30600
34400
38200
41300
44350
47400
50450
Apply Now
LOW INCOME
42750
48900
55000
61100
66000
70900
75750
80650
MOD.INC-GUAR.LOAN
87850
87850
87850
87850
115950
115950
115950
115950
Hocking County, OH HUD Metro FMR Area
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Perry County, OH HUD Metro FMR Area
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Union County, OH HUD Metro FMR Area
VERY LOW INCOME
29250
33400
37600
41750
45100
48450
51800
55150
Apply Now
LOW INCOME
46750
53450
60100
66800
72150
77500
82850
88200
MOD.INC-GUAR.LOAN
96050
96050
96050
96050
126800
126800
126800
126800
Dayton, OH MSA
VERY LOW INCOME
23000
26300
29600
32850
35500
38150
40750
43400
Apply Now
LOW INCOME
36800
42050
47300
52550
56750
60950
65150
69350
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Huntington-Ashland, WV-KY-OH HUD Metro FMR Area
VERY LOW INCOME
19250
22000
24750
27450
29650
31850
34050
36250
Apply Now
LOW INCOME
30750
35100
39500
43900
47400
50900
54450
57950
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Lima, OH MSA
VERY LOW INCOME
21950
25100
28250
31350
33900
36400
38900
41400
Apply Now
LOW INCOME
35100
40100
45150
50150
54150
58150
62200
66200
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Mansfield, OH MSA
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Springfield, OH MSA
VERY LOW INCOME
22500
25700
28900
32100
34700
37250
39850
42400
Apply Now
LOW INCOME
35950
41100
46200
51350
55450
59550
63650
67800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Toledo, OH MSA
VERY LOW INCOME
23550
26900
30250
33600
36300
39000
41700
44400
Apply Now
LOW INCOME
37650
43000
48400
53750
58050
62350
66650
70950
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Weirton-Steubenville, WV-OH MSA
VERY LOW INCOME
21550
24600
27700
30750
33250
35700
38150
40600
Apply Now
LOW INCOME
34450
39350
44300
49200
53150
57050
61000
64950
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Wheeling, WV-OH MSA
VERY LOW INCOME
21900
25000
28150
31250
33750
36250
38750
41250
Apply Now
LOW INCOME
35000
40000
45000
50000
54000
58000
62000
66000
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Youngstown-Warren-Boardman, OH HUD Metro FMR Area
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Adams County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Ashland County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Ashtabula County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Athens County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Auglaize County, OH
VERY LOW INCOME
24800
28350
31900
35400
38250
41100
43900
46750
Apply Now
LOW INCOME
39650
45300
51000
56650
61200
65700
70250
74800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Champaign County, OH
VERY LOW INCOME
22300
25500
28700
31850
34400
36950
39500
42050
Apply Now
LOW INCOME
35650
40750
45850
50950
55050
59100
63200
67250
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Clinton County, OH
VERY LOW INCOME
21750
24900
28000
31100
33600
36100
38550
41050
Apply Now
LOW INCOME
34850
39800
44800
49750
53750
57700
61700
65700
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Columbiana County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Coshocton County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Crawford County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Darke County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Defiance County, OH
VERY LOW INCOME
21850
25000
28100
31200
33700
36200
38700
41200
Apply Now
LOW INCOME
34950
39900
44900
49900
53900
57900
61900
65850
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Erie County, OH
VERY LOW INCOME
23050
26350
29650
32900
35550
38200
40800
43450
Apply Now
LOW INCOME
36850
42100
47400
52650
56850
61050
65300
69500
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Fayette County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Gallia County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Guernsey County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Hancock County, OH
VERY LOW INCOME
25100
28650
32250
35800
38700
41550
44400
47300
Apply Now
LOW INCOME
40100
45850
51550
57300
61900
66450
71050
75650
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Hardin County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Harrison County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Henry County, OH
VERY LOW INCOME
23700
27100
30500
33850
36600
39300
42000
44700
Apply Now
LOW INCOME
37900
43300
48750
54150
58500
62800
67150
71500
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Highland County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Holmes County, OH
VERY LOW INCOME
22200
25400
28550
31700
34250
36800
39350
41850
Apply Now
LOW INCOME
35500
40550
45650
50700
54750
58800
62850
66900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Huron County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Jackson County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Knox County, OH
VERY LOW INCOME
21650
24750
27850
30900
33400
35850
38350
40800
Apply Now
LOW INCOME
34600
39550
44500
49450
53400
57350
61300
65250
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Logan County, OH
VERY LOW INCOME
21950
25050
28200
31300
33850
36350
38850
41350
Apply Now
LOW INCOME
35050
40100
45100
50100
54100
58100
62100
66150
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Marion County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Meigs County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Mercer County, OH
VERY LOW INCOME
25000
28550
32100
35650
38550
41400
44250
47100
Apply Now
LOW INCOME
39950
45650
51350
57050
61600
66200
70750
75300
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Monroe County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Morgan County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Muskingum County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Noble County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Ottawa County, OH
VERY LOW INCOME
23850
27250
30650
34050
36800
39500
42250
44950
Apply Now
LOW INCOME
38150
43600
49050
54500
58850
63200
67600
71950
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Paulding County, OH
VERY LOW INCOME
21650
24750
27850
30900
33400
35850
38350
40800
Apply Now
LOW INCOME
34600
39550
44500
49450
53400
57350
61300
65250
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Pike County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Preble County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Putnam County, OH
VERY LOW INCOME
26550
30350
34150
37900
40950
44000
47000
50050
Apply Now
LOW INCOME
42450
48500
54600
60650
65500
70350
75200
80050
MOD.INC-GUAR.LOAN
87200
87200
87200
87200
115100
115100
115100
115100
Ross County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Sandusky County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Scioto County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Seneca County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Shelby County, OH
VERY LOW INCOME
24850
28400
31950
35500
38350
41200
44050
46900
Apply Now
LOW INCOME
39750
45450
51100
56800
61350
65900
70450
75000
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Tuscarawas County, OH
VERY LOW INCOME
22800
26050
29300
32550
35200
37800
40400
43000
Apply Now
LOW INCOME
36450
41700
46900
52100
56250
60450
64600
68750
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Van Wert County, OH
VERY LOW INCOME
21900
25000
28150
31250
33750
36250
38750
41250
Apply Now
LOW INCOME
35000
40000
45000
50000
54000
58000
62000
66000
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Vinton County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Washington County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Wayne County, OH
VERY LOW INCOME
22950
26200
29500
32750
35400
38000
40650
43250
Apply Now
LOW INCOME
36700
41900
47150
52400
56600
60800
65000
69150
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Williams County, OH
VERY LOW INCOME
21500
24600
27650
30700
33200
35650
38100
40550
Apply Now
LOW INCOME
34350
39300
44200
49100
53050
56950
60900
64800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Wyandot County, OH
VERY LOW INCOME
22200
25400
28550
31700
34250
36800
39350
41850
Apply Now
LOW INCOME
35500
40550
45650
50700
54750
58800
62850
66900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
As a Buckeye resident, you do not have to navigate the sometimes confusing USDA Loan application process alone. The certified agents at Consumer Real Estate Finance Co. are here to help. Contact us today for assistance!