There is little wonder as to why you want to call the state of New Hampshire your home. With such naturally beautiful sights like the White Mountains and Lake Winnipesaukee, the Granite State is definitely a place worth settling down in. The best part is, with the help of the experts at Consumer Real Estate Finance Co., purchasing your dream home in your dream state may have just got a little easier.

Our certified USDA Loan agents are here to help walk you through the sometimes confusing process of applying for a home loan. If a USDA Rural Development Loan is right for you, they will help you take advantage of its numerous benefits:

  • 100% financing up to the appraised value
  • No private mortgage insurance for qualifying New Hampshire homes
  • Flexible New Hampshire credit qualifications
  • No New Hampshire loan amount limitations

New Hampshire Areas that Qualify for Rural Development Loans

You should not assume that USDA Loans (also referred to as Rural Development Home Loans) only refer to agriculture. Instead, these loans are designed to help strengthen the nation’s smaller communities. While major cities are not eligible, many properties lying just outside of those same metropolitan areas are USDA Loan eligible.

For help learning if the property you are interested in is USDA Loan eligible, the experts here at Consumer Real Estate Finance Co. are here to guide you. Simply fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

New Hampshire’s USDA Loan Income Limits by County

Consumer Real Estate Finance Co. is here to answer all your questions, including information on things like credit history and income limits.

Another restrictions that can affect USDA Eligibility is a maximum income limit. Your income cannot exceed the maximum amount set for your county. These USDA Loan income limits include:

Quick Scroll
STATE:NEW HAMPSHIRE PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area
VERY LOW INCOME 37750 43150 48550 53900 58250 62550 66850 71150
Apply Now LOW INCOME 56750 64900 73000 81100 87600 94100 100550 107050
MOD.INC-GUAR.LOAN 116600 116600 116600 116600 153900 153900 153900 153900
Lawrence, MA-NH HUD Metro FMR Area
VERY LOW INCOME 33250 38000 42750 47500 51300 55100 58900 62700
Apply Now LOW INCOME 50350 57500 64700 71900 77650 83400 89150 94900
MOD.INC-GUAR.LOAN 103350 103350 103350 103350 136400 136400 136400 136400
Portsmouth-Rochester, NH HUD Metro FMR Area
VERY LOW INCOME 34750 39700 44650 49600 53600 57550 61550 65500
Apply Now LOW INCOME 50350 57500 64700 71900 77650 83400 89150 94900
MOD.INC-GUAR.LOAN 103350 103350 103350 103350 136400 136400 136400 136400
Western Rockingham County, NH HUD Metro FMR Area
VERY LOW INCOME 37300 42600 47950 53250 57550 61800 66050 70300
Apply Now LOW INCOME 50350 57500 64700 71900 77650 83400 89150 94900
MOD.INC-GUAR.LOAN 103350 103350 103350 103350 136400 136400 136400 136400
Hillsborough County, NH (part) HUD Metro FMR Area
VERY LOW INCOME 30750 35150 39550 43900 47450 50950 54450 57950
Apply Now LOW INCOME 49200 56200 63250 70250 75850 81500 87100 92750
MOD.INC-GUAR.LOAN 101000 101000 101000 101000 133300 133300 133300 133300
Manchester, NH HUD Metro FMR Area
VERY LOW INCOME 28950 33050 37200 41300 44650 47950 51250 54550
Apply Now LOW INCOME 46250 52900 59500 66100 71400 76700 81950 87250
MOD.INC-GUAR.LOAN 98350 98350 98350 98350 129800 129800 129800 129800
Nashua, NH HUD Metro FMR Area
VERY LOW INCOME 36700 41950 47200 52400 56600 60800 65000 69200
Apply Now LOW INCOME 50350 57500 64700 71900 77650 83400 89150 94900
MOD.INC-GUAR.LOAN 103350 103350 103350 103350 136400 136400 136400 136400
Belknap County, NH
VERY LOW INCOME 28250 32250 36300 40300 43550 46750 50000 53200
Apply Now LOW INCOME 45150 51600 58050 64500 69650 74800 80000 85150
MOD.INC-GUAR.LOAN 98350 98350 98350 98350 129800 129800 129800 129800
Carroll County, NH
VERY LOW INCOME 28250 32250 36300 40300 43550 46750 50000 53200
Apply Now LOW INCOME 45150 51600 58050 64500 69650 74800 80000 85150
MOD.INC-GUAR.LOAN 98350 98350 98350 98350 129800 129800 129800 129800
Cheshire County, NH
VERY LOW INCOME 28500 32550 36600 40650 43950 47200 50450 53700
Apply Now LOW INCOME 45550 52050 58550 65050 70250 75450 80650 85850
MOD.INC-GUAR.LOAN 98350 98350 98350 98350 129800 129800 129800 129800
Coos County, NH
VERY LOW INCOME 28250 32250 36300 40300 43550 46750 50000 53200
Apply Now LOW INCOME 45150 51600 58050 64500 69650 74800 80000 85150
MOD.INC-GUAR.LOAN 98350 98350 98350 98350 129800 129800 129800 129800
Grafton County, NH
VERY LOW INCOME 28250 32250 36300 40300 43550 46750 50000 53200
Apply Now LOW INCOME 45150 51600 58050 64500 69650 74800 80000 85150
MOD.INC-GUAR.LOAN 98350 98350 98350 98350 129800 129800 129800 129800
Merrimack County, NH
VERY LOW INCOME 30800 35200 39600 43950 47500 51000 54500 58050
Apply Now LOW INCOME 49200 56250 63250 70300 75900 81550 87150 92800
MOD.INC-GUAR.LOAN 101050 101050 101050 101050 133400 133400 133400 133400
Sullivan County, NH
VERY LOW INCOME 28250 32250 36300 40300 43550 46750 50000 53200
Apply Now LOW INCOME 45150 51600 58050 64500 69650 74800 80000 85150
MOD.INC-GUAR.LOAN 98350 98350 98350 98350 129800 129800 129800 129800

 
Have more questions or want to get the application process started. Consumer Real Estate Finance Co. is here to help. Contact us today for assistance with your New Hampshire USDA Home loan.