If you are thinking about buying a new home, why not let the experts at Consumer Real Estate Finance Co. be your guide. As one of the most experienced USDA home loan agencies, we can offer you the advice you have been looking for. With help from our certified agents, we can guide you through the sometimes confusing USDA loan application process, and help you realize your dreams of home ownership.

Backed by the USDA, Nevada residents can experience the many benefits of these Rural Development Loans, including:

  • 100% Financing up to the appraised value
  • NO private mortgage insurance for qualifying Nevada homes
  • Flexible Nevada credit qualifications
  • No Nevada loan amount limitations

Nevada Areas that Qualify for Rural Development Loans

You should not assume that USDA Loans (also referred to as Rural Development Home Loans) only refer to agriculture. Instead, think of them as ways to help build stronger communities. While major cities are not eligible, many properties lying just outside of those same metropolitan areas are USDA Loan eligible.

For help learning if the property you are interested in is USDA Loan eligible, the experts here at Consumer Real Estate Finance Co. are here to guide you. Simply fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Nevada’s USDA Loan Income Limits by County

Some of the USDA Eligibility restrictions that determine if you qualify for a USDA loan include the county and zip code the Nevada home resides in, as well as, your past credit history and number of dependents.

In addition, because they are designed for families with moderate to lower incomes, the income of homebuyers looking into a Nevada USDA Home Loan cannot exceed their county’s set limit:

Nevada USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

Quick Scroll
STATE:NEVADA PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Carson City, NV MSA
VERY LOW INCOME 24550 28050 31550 35050 37900 40700 43500 46300
Apply Now LOW INCOME 39250 44900 50500 56100 60600 65100 69550 74050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Las Vegas-Henderson-Paradise, NV MSA
VERY LOW INCOME 24550 28050 31550 35050 37900 40700 43500 46300
Apply Now LOW INCOME 39250 44900 50500 56100 60600 65100 69550 74050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Reno, NV MSA
VERY LOW INCOME 25750 29400 33100 36750 39700 42650 45600 48550
Apply Now LOW INCOME 41150 47050 52900 58800 63500 68200 72900 77600
MOD.INC-GUAR.LOAN 84550 84550 84550 84550 111600 111600 111600 111600
Churchill County, NV
VERY LOW INCOME 24550 28050 31550 35050 37900 40700 43500 46300
Apply Now LOW INCOME 39250 44900 50500 56100 60600 65100 69550 74050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Douglas County, NV
VERY LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650
Apply Now LOW INCOME 43800 50050 56300 62550 67550 72550 77550 82550
MOD.INC-GUAR.LOAN 89900 89900 89900 89900 118650 118650 118650 118650
Elko County, NV
VERY LOW INCOME 29200 33350 37500 41650 45000 48350 51650 55000
Apply Now LOW INCOME 46650 53300 60000 66650 72000 77300 82650 88000
MOD.INC-GUAR.LOAN 95800 95800 95800 95800 126450 126450 126450 126450
Esmeralda County, NV
VERY LOW INCOME 24550 28050 31550 35050 37900 40700 43500 46300
Apply Now LOW INCOME 39250 44900 50500 56100 60600 65100 69550 74050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Eureka County, NV
VERY LOW INCOME 30700 35100 39500 43850 47400 50900 54400 57900
Apply Now LOW INCOME 49100 56100 63150 70150 75750 81350 87000 92600
MOD.INC-GUAR.LOAN 100850 100850 100850 100850 133100 133100 133100 133100
Humboldt County, NV
VERY LOW INCOME 26950 30800 34650 38450 41550 44650 47700 50800
Apply Now LOW INCOME 43050 49200 55350 61500 66400 71350 76250 81200
MOD.INC-GUAR.LOAN 88400 88400 88400 88400 116700 116700 116700 116700
Lander County, NV
VERY LOW INCOME 28950 33100 37250 41350 44700 48000 51300 54600
Apply Now LOW INCOME 46300 52900 59550 66150 71450 76750 82050 87300
MOD.INC-GUAR.LOAN 95100 95100 95100 95100 125550 125550 125550 125550
Lincoln County, NV
VERY LOW INCOME 24550 28050 31550 35050 37900 40700 43500 46300
Apply Now LOW INCOME 39250 44900 50500 56100 60600 65100 69550 74050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Lyon County, NV
VERY LOW INCOME 24550 28050 31550 35050 37900 40700 43500 46300
Apply Now LOW INCOME 39250 44900 50500 56100 60600 65100 69550 74050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Mineral County, NV
VERY LOW INCOME 24550 28050 31550 35050 37900 40700 43500 46300
Apply Now LOW INCOME 39250 44900 50500 56100 60600 65100 69550 74050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Nye County, NV
VERY LOW INCOME 24550 28050 31550 35050 37900 40700 43500 46300
Apply Now LOW INCOME 39250 44900 50500 56100 60600 65100 69550 74050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Pershing County, NV
VERY LOW INCOME 24550 28050 31550 35050 37900 40700 43500 46300
Apply Now LOW INCOME 39250 44900 50500 56100 60600 65100 69550 74050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
White Pine County, NV
VERY LOW INCOME 25200 28800 32400 35950 38850 41750 44600 47500
Apply Now LOW INCOME 40250 46000 51750 57500 62100 66700 71300 75900
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150

 

Have more questions or want to get the application process started. Consumer Real Estate Finance Co. is here to help. Contact us today for assistance with your Nevada USDA Home loan.