Are you thinking about buying a home? Well, here is some good news for you! Regardless of whether you are a current home owner or first time home buyer, the U.S Department of Agriculture is making home buying easy and affordable for residents of the Prairie State – And, with a little help from Consumer Real Estate Finance Co., you may be eligible!

USDA Loans or Rural Development loans offer:

  • 100% Financed Mortgage, No Money Down
  • No Monthly Mortgage Insurance for Nebraska Residents
  • No Loan Amount Limitations
  • Available for Many Types of Nebraska Homes

Nebraska Areas that Qualify for Rural Development Loans

Take note that the term “rural” does not necessarily mean farmland. From the Pine Ridge regions of central Nebraska to the lakes of the Rainwater Basin, there are a number of areas located all throughout Nebraska that qualify – Some of which lie just outside of areas like Omaha and Lincoln. USDA Loan property eligibility requirements generally include communities that are outside of the city limits and have less than 20,000 people.

Because of these varying guidelines, you should never assume that your area does not qualify for a USDA Loan. The experts here at Consumer Real Estate Finance Co. can help you determine property eligibility. Fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Nebraska’s USDA Loan Income Limits by County

Consumer Real Estate Finance Co. is here to answer all your questions, including information on things like credit history and income limits.

Keep in mind that when applying for a USDA Loan, there is a maximum income limit. Your income cannot exceed the maximum amount set for your county. These USDA Loan income limits include:

Nebraska USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

STATE:NEBRASKA PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Banner County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Blaine County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Boone County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Box Butte CountyNE VERY LOW INCOME 21300 24350 27400 30400 32850 35300 37700 40150
LOW INCOME 34050 38900 43800 48650 52550 56450 60350 64200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Boyd County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Brown County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Buffalo County NE VERY LOW INCOME 23550 26900 30250 33600 36300 39000 41700 44400
LOW INCOME 37650 43000 48400 53750 58050 62350 66650 70950
MOD.INC-GUAR.LOAN 77250 77250 77250 77250 101950 101950 101950 101950
Burt County NE VERY LOW INCOME 21400 24450 27500 30550 33000 35450 37900 40350
LOW INCOME 34250 39100 44000 48900 52800 56700 60650 64550
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Butler County NE VERY LOW INCOME 22450 25650 28850 32050 34650 37200 39750 42350
LOW INCOME 35900 41050 46150 51300 55400 59500 63600 67700
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Cedar County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Chase County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Cherry County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Cheyenne County NE VERY LOW INCOME 22750 26000 29250 32450 35050 37650 40250 42850
LOW INCOME 36350 41500 46700 51900 56050 60200 64350 68500
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Clay County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Colfax County NE VERY LOW INCOME 21000 24000 27000 30000 32400 34800 37200 39600
LOW INCOME 33600 38400 43200 48000 51850 55700 59500 63350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Cuming County NE VERY LOW INCOME 21700 24800 27900 31000 33500 36000 38450 40950
LOW INCOME 34700 39700 44650 49600 53550 57550 61500 65450
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Custer County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Dawes County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Dawson County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Deuel County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Dodge County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Dundy County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Fillmore County NE VERY LOW INCOME 21250 24250 27300 30300 32750 35150 37600 40000
LOW INCOME 33950 38800 43650 48500 52400 56250 60150 64000
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Franklin County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Frontier County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Furnas County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Gage County NE VERY LOW INCOME 21000 24000 27000 30000 32400 34800 37200 39600
LOW INCOME 33600 38400 43200 48000 51850 55700 59500 63350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Garden County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Garfield County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Gosper County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Grant County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Greeley County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Hall County NE VERY LOW INCOME 21000 24000 27000 30000 32400 34800 37200 39600
LOW INCOME 33600 38400 43200 48000 51850 55700 59500 63350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Hamilton County NE VERY LOW INCOME 22200 25350 28500 31650 34200 36750 39250 41800
LOW INCOME 35450 40500 45600 50650 54700 58750 62800 66850
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Harlan County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Hayes County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Hitchcock CountyNE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Holt County NE VERY LOW INCOME 21000 24000 27000 30000 32400 34800 37200 39600
LOW INCOME 33600 38400 43200 48000 51850 55700 59500 63350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Hooker County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Howard County NE VERY LOW INCOME 21000 24000 27000 30000 32400 34800 37200 39600
LOW INCOME 33600 38400 43200 48000 51850 55700 59500 63350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Jefferson CountyNE VERY LOW INCOME 21000 24000 27000 30000 32400 34800 37200 39600
LOW INCOME 33600 38400 43200 48000 51850 55700 59500 63350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Johnson County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Kearney County NE VERY LOW INCOME 23350 26700 30050 33350 36050 38700 41400 44050
LOW INCOME 37350 42700 48000 53350 57600 61900 66150 70400
MOD.INC-GUAR.LOAN 76700 76700 76700 76700 101250 101250 101250 101250
Keith County NE VERY LOW INCOME 21000 24000 27000 30000 32400 34800 37200 39600
LOW INCOME 33600 38400 43200 48000 51850 55700 59500 63350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Keya Paha County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Kimball County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Knox County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Lincoln County NE VERY LOW INCOME 23750 27150 30550 33900 36650 39350 42050 44750
LOW INCOME 38000 43400 48850 54250 58600 62950 67250 71600
MOD.INC-GUAR.LOAN 78000 78000 78000 78000 102950 102950 102950 102950
Logan County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Loup County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Madison County NE VERY LOW INCOME 21900 25000 28150 31250 33750 36250 38750 41250
LOW INCOME 35000 40000 45000 50000 54000 58000 62000 66000
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
McPherson County NE VERY LOW INCOME 22300 25450 28650 31800 34350 36900 39450 42000
LOW INCOME 35650 40700 45800 50900 54950 59050 63100 67200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Merrick County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Morrill County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Nance County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Nemaha County NE VERY LOW INCOME 21150 24150 27150 30150 32600 35000 37400 39800
LOW INCOME 33800 38600 43450 48250 52100 55950 59850 63700
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Nuckolls County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Otoe County NE VERY LOW INCOME 22550 25800 29000 32200 34800 37400 39950 42550
LOW INCOME 36050 41200 46350 51500 55600 59750 63850 68000
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Pawnee County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Perkins County NE VERY LOW INCOME 22750 26000 29250 32450 35050 37650 40250 42850
LOW INCOME 36350 41500 46700 51900 56050 60200 64350 68500
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Phelps County NE VERY LOW INCOME 22750 26000 29250 32500 35100 37700 40300 42900
LOW INCOME 36400 41600 46800 52000 56150 60300 64500 68650
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Pierce County NE VERY LOW INCOME 21850 25000 28100 31200 33700 36200 38700 41200
LOW INCOME 34950 39900 44900 49900 53900 57900 61900 65850
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Platte County NE VERY LOW INCOME 22200 25400 28550 31700 34250 36800 39350 41850
LOW INCOME 35500 40550 45650 50700 54750 58800 62850 66900
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Polk County NE VERY LOW INCOME 21900 25000 28150 31250 33750 36250 38750 41250
LOW INCOME 35000 40000 45000 50000 54000 58000 62000 66000
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Red Willow CountyNE VERY LOW INCOME 21000 24000 27000 30000 32400 34800 37200 39600
LOW INCOME 33600 38400 43200 48000 51850 55700 59500 63350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Richardson CountyNE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Rock County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Saline County NE VERY LOW INCOME 21000 24000 27000 30000 32400 34800 37200 39600
LOW INCOME 33600 38400 43200 48000 51850 55700 59500 63350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Scotts Bluff County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Sheridan County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Sherman County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Sioux County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Stanton County NE VERY LOW INCOME 21450 24500 27550 30600 33050 35500 37950 40400
LOW INCOME 34250 39150 44050 48950 52850 56800 60700 64600
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Thayer County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Thomas County NE VERY LOW INCOME 21950 25050 28200 31300 33850 36350 38850 41350
LOW INCOME 35050 40100 45100 50100 54100 58100 62100 66150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Thurston County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Valley County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Wayne County NE VERY LOW INCOME 21500 24600 27650 30700 33200 35650 38100 40550
LOW INCOME 34350 39300 44200 49100 53050 56950 60900 64800
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Webster County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Wheeler County NE VERY LOW INCOME 20950 23950 26950 29900 32300 34700 37100 39500
LOW INCOME 33500 38300 43050 47850 51700 55500 59350 63150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
York County NE VERY LOW INCOME 22000 25150 28300 31400 33950 36450 38950 41450
LOW INCOME 35200 40200 45250 50250 54250 58300 62300 66350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650

 

Remember, Consumer Real Estate Finance Co. is here to answer all your questions. For help applying for a Nebraska USDA Loan, contact us today.