Full of charming homes set against one of the country’s most beautiful landscapes, Montana has always been a great place to live and work. And now, thanks to the Rural Development Loan Program, owning a home in this great state just got a little easier. Backed by the U.S government, these USDA loans offer an affordable alternative to a traditional home loan.

Advantages of seeking a USDA Loan to Finance Your Montana Property Include:

• Finance 100% of Your Montana Home Loan
• Flexible Credit Guidelines
• Low Fixed Interest Rates
• No Loan Amount Limitations on Montana Property

Montana Areas that Qualify for Rural Development Loans

Too many Montana residents assume that because these government-insured loans are backed by the United States Department of Agriculture that only properties located within rural farming communities qualify. In truth, USDA Loans were designed to encourage economic growth in smaller communities located all throughout Big Sky Country. This includes communities that lie just outside city limits and communities with less than 20,000 people.

For this reason, you should never assume that your Montana area does not qualify for a USDA Loan. The experts here at Consumer Real Estate Finance Co. are here to help, fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Montana’s USDA Loan Income Limits by County

You should be aware that there are certain maximum income limits that help to determine eligibility. In addition to a credit evaluation, your annual salary cannot exceed the limits set for your county:

Montana USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

 

As a Montana resident, you do not have to navigate the sometimes confusing USDA Loan application process alone. The certified agents at Consumer Real Estate Finance Co. are here to help. Contact us today for assistance!