Consumer Real Estate Finance Co. wants to help you realize your dream of owning one of the many affordably priced homes located throughout Missouri. As an approved USDA home loan lender, we can help walk you through the USDA Loan application, and experience the benefits of a true No Money down, 100% financing home loan.

The advantages of the government backed Missouri USDA Loan program include:

  • 100% Financing up to the appraised value
  • NO private Missouri mortgage insurance
  • Flexible Missouri credit qualifications
  • No Missouri loan amount limitations

Missouri Areas that Qualify for Rural Development Loans

The problem that the USDA Loan program (Also referred to as the Rural Development Loan Program) faces is the misnomer that it has something to do with agriculture. In truth, USDA Loans were simply created to help build many of the country’s less populated areas. This includes many Missouri communities that lie just outside of major metropolitan areas.

To qualify for a Rural Development Loan, the property must:

  • Live outside city limits
  • Have a population of less than 20,000 people

Because of the diversity in Missouri communities that are USDA Loan eligible, you should never assume that your area does not qualify for a USDA Loan. The experts here at Consumer Real Estate Finance Co. are here to help. For more information, please fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Missouri’s USDA Loan Income Limits by County

Even though applying for a Missouri USDA Loan with Consumer Real Estate Finance Co. is quick and easy, there are still a couple of other restrictions you should be aware of. These include an evaluation of credit history and annual income limits.

USDA Eligibility restriction by maximum income limit. This means your income cannot exceed the maximum amount set for your county. These USDA Loan income limits include:

Missouri USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

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Because of these sometimes detailed and overwhelming guidelines, Consumer Real Estate Finance Co. is here to guide you through the application process. Contact us today for details or to get started with your Missouri USDA Loan application.