With an eclectic culture, beautiful landscape and inspiring culinary history, it is little wonder as to why Louisiana has become such a popular place to settle down and buy a home. And now, thanks to the USDA Loan Program, finding and purchasing a home in the Bayou State just got a little easier.

Also referred to as the Rural Development Loan Program, these government backed loans are intended to help enhance many of the nation’s smaller communities and rural areas. Benefits of the Louisiana USDA Rural Development Loan Program include:

  • Finance 100% of Your Louisiana Home Loan
  • Flexible Credit Guidelines
  • Low Fixed Interest Rates
  • No Loan Amount Limitations on Louisiana Property

Louisiana Areas that Qualify for Rural Development Loans

You should not be misled by the term “Rural Development Loans” also known as USDA Loans. It is true that these loans are intended for smaller communities, many of which may lie in rural areas. However, this does not mean that these loans are solely intended to benefit farmers. Instead, many homes and properties located all throughout the great state of Louisiana are USDA Loan eligible; and, some of these homes are located just outside of larger metropolitan areas.

Basic USDA Loan property eligibility requirements include:

  • Communities located outside of city limits
  • Communities with less than 20,000 people

You should never assume the Louisiana property you are interested in purchasing is not eligible for one of these rural development loans. Instead, turn to the experts at Consumer Real Estate Finance Co. for help. For answers to any of your questions, please fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Louisiana’s USDA Loan Income Limits By County

At Consumer Real Estate Finance Co., our expert staff is here to answer all your questions, including information on things like credit history and income limits.

Keep in mind that when applying for a Rural Development Loan, there is a maximum income limit for USDA Eligibility. Your income cannot exceed the maximum amount set for your county. These USDA Loan income limits for Louisiana communities include:

Louisiana USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

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Because of these sometimes detailed and overwhelming guidelines, Consumer Real Estate Finance Co. is here to guide you through the application process. Contact us today for details or to get started with your Louisiana USDA Loan application.