With an eclectic culture, beautiful landscape and inspiring culinary history, it is little wonder as to why Louisiana has become such a popular place to settle down and buy a home. And now, thanks to the USDA Loan Program, finding and purchasing a home in the Bayou State just got a little easier.

Also referred to as the Rural Development Loan Program, these government backed loans are intended to help enhance many of the nation’s smaller communities and rural areas. Benefits of the Louisiana USDA Rural Development Loan Program include:

  • Finance 100% of Your Louisiana Home Loan
  • Flexible Credit Guidelines
  • Low Fixed Interest Rates
  • No Loan Amount Limitations on Louisiana Property

Louisiana Areas that Qualify for Rural Development Loans

You should not be misled by the term “Rural Development Loans” also known as USDA Loans. It is true that these loans are intended for smaller communities, many of which may lie in rural areas. However, this does not mean that these loans are solely intended to benefit farmers. Instead, many homes and properties located all throughout the great state of Louisiana are USDA Loan eligible; and, some of these homes are located just outside of larger metropolitan areas.

Basic USDA Loan property eligibility requirements include:

  • Communities located outside of city limits
  • Communities with less than 20,000 people

You should never assume the Louisiana property you are interested in purchasing is not eligible for one of these rural development loans. Instead, turn to the experts at Consumer Real Estate Finance Co. for help. For answers to any of your questions, please fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Louisiana’s USDA Loan Income Limits By County

At Consumer Real Estate Finance Co., our expert staff is here to answer all your questions, including information on things like credit history and income limits.

Keep in mind that when applying for a Rural Development Loan, there is a maximum income limit for USDA Eligibility. Your income cannot exceed the maximum amount set for your county. These USDA Loan income limits for Louisiana communities include:

Louisiana USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

Quick Scroll
STATE:LOUISIANA PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Alexandria, LA MSA
VERY LOW INCOME 19400 22200 24950 27700 29950 32150 34350 36600
Apply Now LOW INCOME 31000 35450 39850 44300 47850 51400 54950 58500
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Baton Rouge, LA HUD Metro FMR Area
VERY LOW INCOME 26200 29950 33700 37400 40400 43400 46400 49400
Apply Now LOW INCOME 41900 47900 53850 59850 64650 69450 74200 79000
MOD.INC-GUAR.LOAN 86050 86050 86050 86050 113600 113600 113600 113600
Iberville Parish, LA HUD Metro FMR Area
VERY LOW INCOME 21000 24000 27000 29950 32350 34750 37150 39550
Apply Now LOW INCOME 33550 38300 43100 47900 51750 55550 59400 63250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Hammond, LA MSA
VERY LOW INCOME 21500 24550 27600 30650 33150 35600 38050 40500
Apply Now LOW INCOME 34350 39250 44150 49050 52950 56900 60800 64750
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Houma-Thibodaux, LA MSA
VERY LOW INCOME 21600 24650 27750 30800 33300 35750 38200 40700
Apply Now LOW INCOME 34500 39450 44350 49300 53250 57200 61150 65100
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Acadia Parish, LA HUD Metro FMR Area
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Iberia Parish, LA HUD Metro FMR Area
VERY LOW INCOME 20200 23050 25950 28800 31150 33450 35750 38050
Apply Now LOW INCOME 32250 36900 41500 46100 49800 53500 57150 60850
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Lafayette, LA HUD Metro FMR Area
VERY LOW INCOME 24650 28200 31700 35200 38050 40850 43650 46500
Apply Now LOW INCOME 39400 45050 50650 56300 60800 65300 69800 74300
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Vermilion Parish, LA HUD Metro FMR Area
VERY LOW INCOME 21150 24150 27150 30150 32600 35000 37400 39800
Apply Now LOW INCOME 33800 38600 43450 48250 52100 55950 59850 63700
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Lake Charles, LA MSA
VERY LOW INCOME 21200 24200 27250 30250 32700 35100 37550 39950
Apply Now LOW INCOME 33900 38700 43550 48400 52250 56150 60000 63900
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Monroe, LA MSA
VERY LOW INCOME 18450 21050 23700 26300 28450 30550 32650 34750
Apply Now LOW INCOME 29450 33700 37900 42100 45450 48850 52200 55550
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
New Orleans-Metairie, LA HUD Metro FMR Area
VERY LOW INCOME 23000 26250 29550 32800 35450 38050 40700 43300
Apply Now LOW INCOME 36750 42000 47250 52500 56700 60900 65100 69300
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
St. James Parish, LA HUD Metro FMR Area
VERY LOW INCOME 23450 26800 30150 33450 36150 38850 41500 44200
Apply Now LOW INCOME 37450 42800 48150 53500 57800 62050 66350 70600
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Shreveport-Bossier City, LA HUD Metro FMR Area
VERY LOW INCOME 21950 25100 28250 31350 33900 36400 38900 41400
Apply Now LOW INCOME 35100 40100 45150 50150 54150 58150 62200 66200
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Webster Parish, LA HUD Metro FMR Area
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Allen Parish, LA
VERY LOW INCOME 19100 21800 24550 27250 29450 31650 33800 36000
Apply Now LOW INCOME 30500 34900 39250 43600 47100 50600 54050 57550
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Assumption Parish, LA
VERY LOW INCOME 22050 25200 28350 31450 34000 36500 39000 41550
Apply Now LOW INCOME 35200 40250 45250 50300 54300 58350 62350 66400
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Avoyelles Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Beauregard Parish, LA
VERY LOW INCOME 21900 25000 28150 31250 33750 36250 38750 41250
Apply Now LOW INCOME 35000 40000 45000 50000 54000 58000 62000 66000
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Bienville Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Caldwell Parish, LA
VERY LOW INCOME 18000 20600 23150 25700 27800 29850 31900 33950
Apply Now LOW INCOME 28750 32900 37000 41100 44400 47700 50950 54250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Catahoula Parish, LA
VERY LOW INCOME 18700 21400 24050 26700 28850 31000 33150 35250
Apply Now LOW INCOME 29900 34150 38450 42700 46100 49550 52950 56350
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Claiborne Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Concordia Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
East Carroll Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Evangeline Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Franklin Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Jackson Parish, LA
VERY LOW INCOME 18650 21300 23950 26600 28750 30900 33000 35150
Apply Now LOW INCOME 29800 34050 38300 42550 45950 49350 52750 56150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Jefferson Davis Parish, LA
VERY LOW INCOME 19700 22500 25300 28100 30350 32600 34850 37100
Apply Now LOW INCOME 31450 35950 40450 44950 48550 52150 55750 59350
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
La Salle Parish, LA
VERY LOW INCOME 20000 22850 25700 28550 30850 33150 35450 37700
Apply Now LOW INCOME 32000 36550 41150 45700 49350 53000 56650 60300
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Lincoln Parish, LA
VERY LOW INCOME 19600 22400 25200 27950 30200 32450 34700 36900
Apply Now LOW INCOME 31300 35750 40250 44700 48300 51850 55450 59000
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Madison Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Morehouse Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Natchitoches Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Red River Parish, LA
VERY LOW INCOME 17500 20000 22500 24950 26950 28950 30950 32950
Apply Now LOW INCOME 27950 31900 35900 39900 43100 46300 49500 52650
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Richland Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Sabine Parish, LA
VERY LOW INCOME 18800 21450 24150 26800 28950 31100 33250 35400
Apply Now LOW INCOME 30050 34300 38600 42900 46350 49750 53200 56650
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
St. Landry Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
St. Mary Parish, LA
VERY LOW INCOME 18100 20650 23250 25800 27900 29950 32000 34100
Apply Now LOW INCOME 28900 33050 37150 41300 44600 47900 51200 54500
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Tensas Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Vernon Parish, LA
VERY LOW INCOME 20900 23900 26900 29850 32250 34650 37050 39450
Apply Now LOW INCOME 33450 38200 43000 47750 51550 55400 59200 63050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Washington Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
West Carroll Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Winn Parish, LA
VERY LOW INCOME 17350 19800 22300 24750 26750 28750 30700 32700
Apply Now LOW INCOME 27700 31700 35650 39600 42750 45950 49100 52250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150

 

Because of these sometimes detailed and overwhelming guidelines, Consumer Real Estate Finance Co. is here to guide you through the application process. Contact us today for details or to get started with your Louisiana USDA Loan application.