When searching for home loan options in the Bluegrass State, you do not want to overlook the possibility of a USDA Home Loan. Designed to help encourage economic growth throughout the state of Kentucky, a USDA Loan is a great alternative to a traditional home loan. With no down payment required and flexible credit guidelines, a government backed USDA Loan can help your dream of homeownership become a reality.

  • 100% Financing Up to the Appraised Value
  • New and Existing Homes are Eligible
  • No Maximum Loan Amount
  • Low Fixed Interest Rates

Kentucky Areas that Qualify for a USDA Loan

While USDA Loans are limited to rural areas, you will probably be surprised at the selection of qualifying areas. Rural does not have to mean farm country, and so a number of areas that that are located right next to major cities do qualify.
In general terms, eligible USDA homes are limited to areas that are not within city limits and have less than 20,000 residents. However, you should never assume that your Kentucky home does not qualify. Even if the property you are considering is close to Lexington or Louisville, it may still qualify. So seek out the guidance of Consumer Real Estate Finance Co. Fill out the Application on this page, or call one of our certified USDA loan agents at 1-866-854-4242 and find out if you’re eligible.

Kentucky’s USDA Loan Income Limits by County

Some of the USDA eligibility restrictions that determine if you qualify for a USDA include the county and zip code the home resides in, as well as, your past credit history and number of dependents.

In addition, because they are designed for families with moderate to lower incomes, the income of homebuyers looking into a Kentucky USDA Home Loan cannot exceed their county’s set limit:

Kentucky USDA Loan Adjusted Maximum Income Limits by County
Updated 10/24/2012

Quick Scroll
STATE:KENTUCKY PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Allen County, KY HUD Metro FMR Area
VERY LOW INCOME 28050 28050 28050 28050 37050 37050 37050 37050
Apply Now LOW INCOME 44900 44900 44900 44900 59250 59250 59250 59250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Bowling Green, KY HUD Metro FMR Area
VERY LOW INCOME 31000 31000 31000 31000 40950 40950 40950 40950
Apply Now LOW INCOME 49600 49600 49600 49600 65450 65450 65450 65450
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Butler County, KY HUD Metro FMR Area
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Cincinnati, OH-KY-IN HUD Metro FMR Area
VERY LOW INCOME 39150 39150 39150 39150 51700 51700 51700 51700
Apply Now LOW INCOME 62650 62650 62650 62650 82700 82700 82700 82700
MOD.INC-GUAR.LOAN 90050 90050 90050 90050 118850 118850 118850 118850
Grant County, KY HUD Metro FMR Area
VERY LOW INCOME 27850 27850 27850 27850 36800 36800 36800 36800
Apply Now LOW INCOME 44550 44550 44550 44550 58800 58800 58800 58800
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Clarksville, TN-KY MSA
VERY LOW INCOME 27900 27900 27900 27900 36850 36850 36850 36850
Apply Now LOW INCOME 44650 44650 44650 44650 58950 58950 58950 58950
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Elizabethtown, KY HUD Metro FMR Area
VERY LOW INCOME 31400 31400 31400 31400 41450 41450 41450 41450
Apply Now LOW INCOME 50250 50250 50250 50250 66350 66350 66350 66350
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Meade County, KY HUD Metro FMR Area
VERY LOW INCOME 30250 30250 30250 30250 39950 39950 39950 39950
Apply Now LOW INCOME 48400 48400 48400 48400 63900 63900 63900 63900
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Evansville, IN-KY MSA
VERY LOW INCOME 32750 32750 32750 32750 43250 43250 43250 43250
Apply Now LOW INCOME 52400 52400 52400 52400 69150 69150 69150 69150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Huntington-Ashland, WV-KY-OH HUD Metro FMR Area
VERY LOW INCOME 27450 27450 27450 27450 36250 36250 36250 36250
Apply Now LOW INCOME 43900 43900 43900 43900 57950 57950 57950 57950
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Lexington-Fayette, KY MSA
VERY LOW INCOME 35050 35050 35050 35050 46300 46300 46300 46300
Apply Now LOW INCOME 56100 56100 56100 56100 74050 74050 74050 74050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Spencer County, KY SEA
VERY LOW INCOME 35750 35750 35750 35750 47200 47200 47200 47200
Apply Now LOW INCOME 57200 57200 57200 57200 75500 75500 75500 75500
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Louisville, KY-IN HUD Metro FMR Area
VERY LOW INCOME 35750 35750 35750 35750 47200 47200 47200 47200
Apply Now LOW INCOME 57200 57200 57200 57200 75500 75500 75500 75500
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Shelby County, KY HUD Metro FMR Area
VERY LOW INCOME 37600 37600 37600 37600 49650 49650 49650 49650
Apply Now LOW INCOME 60150 60150 60150 60150 79400 79400 79400 79400
MOD.INC-GUAR.LOAN 86450 86450 86450 86450 114100 114100 114100 114100
Owensboro, KY MSA
VERY LOW INCOME 31150 31150 31150 31150 41150 41150 41150 41150
Apply Now LOW INCOME 49850 49850 49850 49850 65800 65800 65800 65800
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Adair County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Anderson County, KY
VERY LOW INCOME 34700 34700 34700 34700 45850 45850 45850 45850
Apply Now LOW INCOME 55500 55500 55500 55500 73250 73250 73250 73250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Ballard County, KY
VERY LOW INCOME 28800 28800 28800 28800 38050 38050 38050 38050
Apply Now LOW INCOME 46100 46100 46100 46100 60850 60850 60850 60850
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Barren County, KY
VERY LOW INCOME 26300 26300 26300 26300 34750 34750 34750 34750
Apply Now LOW INCOME 42100 42100 42100 42100 55550 55550 55550 55550
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Bath County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Bell County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Boyle County, KY
VERY LOW INCOME 28050 28050 28050 28050 37050 37050 37050 37050
Apply Now LOW INCOME 44900 44900 44900 44900 59250 59250 59250 59250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Breathitt County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Breckinridge County, KY
VERY LOW INCOME 28600 28600 28600 28600 37800 37800 37800 37800
Apply Now LOW INCOME 45750 45750 45750 45750 60400 60400 60400 60400
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Caldwell County, KY
VERY LOW INCOME 27350 27350 27350 27350 36150 36150 36150 36150
Apply Now LOW INCOME 43750 43750 43750 43750 57750 57750 57750 57750
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Calloway County, KY
VERY LOW INCOME 29650 29650 29650 29650 39150 39150 39150 39150
Apply Now LOW INCOME 47450 47450 47450 47450 62650 62650 62650 62650
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Carlisle County, KY
VERY LOW INCOME 26250 26250 26250 26250 34650 34650 34650 34650
Apply Now LOW INCOME 42000 42000 42000 42000 55450 55450 55450 55450
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Carroll County, KY
VERY LOW INCOME 28500 28500 28500 28500 37650 37650 37650 37650
Apply Now LOW INCOME 45600 45600 45600 45600 60200 60200 60200 60200
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Carter County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Casey County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Clay County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Clinton County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Crittenden County, KY
VERY LOW INCOME 27200 27200 27200 27200 35950 35950 35950 35950
Apply Now LOW INCOME 43500 43500 43500 43500 57400 57400 57400 57400
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Cumberland County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Elliott County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Estill County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Fleming County, KY
VERY LOW INCOME 25600 25600 25600 25600 33800 33800 33800 33800
Apply Now LOW INCOME 40950 40950 40950 40950 54050 54050 54050 54050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Floyd County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Franklin County, KY
VERY LOW INCOME 33400 33400 33400 33400 44100 44100 44100 44100
Apply Now LOW INCOME 53450 53450 53450 53450 70550 70550 70550 70550
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Fulton County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Garrard County, KY
VERY LOW INCOME 28300 28300 28300 28300 37400 37400 37400 37400
Apply Now LOW INCOME 45300 45300 45300 45300 59800 59800 59800 59800
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Graves County, KY
VERY LOW INCOME 27400 27400 27400 27400 36200 36200 36200 36200
Apply Now LOW INCOME 43850 43850 43850 43850 57900 57900 57900 57900
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Grayson County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Green County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Harlan County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Harrison County, KY
VERY LOW INCOME 27500 27500 27500 27500 36300 36300 36300 36300
Apply Now LOW INCOME 44000 44000 44000 44000 58100 58100 58100 58100
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Hart County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Hickman County, KY
VERY LOW INCOME 27950 27950 27950 27950 36900 36900 36900 36900
Apply Now LOW INCOME 44700 44700 44700 44700 59000 59000 59000 59000
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Hopkins County, KY
VERY LOW INCOME 29250 29250 29250 29250 38650 38650 38650 38650
Apply Now LOW INCOME 46800 46800 46800 46800 61800 61800 61800 61800
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Jackson County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Johnson County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Knott County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Knox County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Laurel County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Lawrence County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Lee County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Leslie County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Letcher County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Lewis County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Lincoln County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Livingston County, KY
VERY LOW INCOME 26700 26700 26700 26700 35250 35250 35250 35250
Apply Now LOW INCOME 42700 42700 42700 42700 56350 56350 56350 56350
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Logan County, KY
VERY LOW INCOME 25600 25600 25600 25600 33800 33800 33800 33800
Apply Now LOW INCOME 40950 40950 40950 40950 54050 54050 54050 54050
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Lyon County, KY
VERY LOW INCOME 30250 30250 30250 30250 39950 39950 39950 39950
Apply Now LOW INCOME 48400 48400 48400 48400 63900 63900 63900 63900
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Madison County, KY
VERY LOW INCOME 32950 32950 32950 32950 43500 43500 43500 43500
Apply Now LOW INCOME 52700 52700 52700 52700 69550 69550 69550 69550
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Magoffin County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Marion County, KY
VERY LOW INCOME 26000 26000 26000 26000 34350 34350 34350 34350
Apply Now LOW INCOME 41600 41600 41600 41600 54900 54900 54900 54900
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Marshall County, KY
VERY LOW INCOME 29800 29800 29800 29800 39350 39350 39350 39350
Apply Now LOW INCOME 47700 47700 47700 47700 62950 62950 62950 62950
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Martin County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Mason County, KY
VERY LOW INCOME 26150 26150 26150 26150 34550 34550 34550 34550
Apply Now LOW INCOME 41850 41850 41850 41850 55250 55250 55250 55250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
McCracken County, KY
VERY LOW INCOME 30400 30400 30400 30400 40150 40150 40150 40150
Apply Now LOW INCOME 48650 48650 48650 48650 64200 64200 64200 64200
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
McCreary County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Menifee County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Mercer County, KY
VERY LOW INCOME 30050 30050 30050 30050 39700 39700 39700 39700
Apply Now LOW INCOME 48100 48100 48100 48100 63500 63500 63500 63500
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Metcalfe County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Monroe County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Montgomery County, KY
VERY LOW INCOME 25950 25950 25950 25950 34300 34300 34300 34300
Apply Now LOW INCOME 41500 41500 41500 41500 54800 54800 54800 54800
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Morgan County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Muhlenberg County, KY
VERY LOW INCOME 25550 25550 25550 25550 33750 33750 33750 33750
Apply Now LOW INCOME 40900 40900 40900 40900 54000 54000 54000 54000
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Nelson County, KY
VERY LOW INCOME 31050 31050 31050 31050 41000 41000 41000 41000
Apply Now LOW INCOME 49700 49700 49700 49700 65600 65600 65600 65600
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Nicholas County, KY
VERY LOW INCOME 25700 25700 25700 25700 33950 33950 33950 33950
Apply Now LOW INCOME 41100 41100 41100 41100 54250 54250 54250 54250
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Ohio County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Owen County, KY
VERY LOW INCOME 31200 31200 31200 31200 41200 41200 41200 41200
Apply Now LOW INCOME 49900 49900 49900 49900 65850 65850 65850 65850
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Owsley County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Perry County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Pike County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Powell County, KY
VERY LOW INCOME 25850 25850 25850 25850 34150 34150 34150 34150
Apply Now LOW INCOME 41350 41350 41350 41350 54600 54600 54600 54600
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Pulaski County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Robertson County, KY
VERY LOW INCOME 25950 25950 25950 25950 34300 34300 34300 34300
Apply Now LOW INCOME 41500 41500 41500 41500 54800 54800 54800 54800
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Rockcastle County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Rowan County, KY
VERY LOW INCOME 26700 26700 26700 26700 35250 35250 35250 35250
Apply Now LOW INCOME 42700 42700 42700 42700 56350 56350 56350 56350
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Russell County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Simpson County, KY
VERY LOW INCOME 27550 27550 27550 27550 36400 36400 36400 36400
Apply Now LOW INCOME 44100 44100 44100 44100 58200 58200 58200 58200
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Taylor County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Todd County, KY
VERY LOW INCOME 26500 26500 26500 26500 35000 35000 35000 35000
Apply Now LOW INCOME 42400 42400 42400 42400 55950 55950 55950 55950
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Union County, KY
VERY LOW INCOME 27900 27900 27900 27900 36850 36850 36850 36850
Apply Now LOW INCOME 44650 44650 44650 44650 58950 58950 58950 58950
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Washington County, KY
VERY LOW INCOME 26800 26800 26800 26800 35400 35400 35400 35400
Apply Now LOW INCOME 42900 42900 42900 42900 56650 56650 56650 56650
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Wayne County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Webster County, KY
VERY LOW INCOME 31900 31900 31900 31900 42150 42150 42150 42150
Apply Now LOW INCOME 51050 51050 51050 51050 67400 67400 67400 67400
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Whitley County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Wolfe County, KY
VERY LOW INCOME 24700 24700 24700 24700 32650 32650 32650 32650
Apply Now LOW INCOME 39500 39500 39500 39500 52150 52150 52150 52150
MOD.INC-GUAR.LOAN 82700 82700 82700 82700 109150 109150 109150 109150
Have more questions or want to get the application process started?  Consumer Real Estate Finance Co. is here to help.  Contact us today for assistance with your Kentucky USDA Home Loan.