Have you had trouble qualifying for a traditional home loan? Then why not apply for a government backed USDA Home Loan. Approved and backed by the U.S. Department of Agriculture, these loans are specifically designed to help build many of Iowa’s smaller rural communities.

Advantages of seeking a USDA Loan to Finance Your Iowa Property Include:

  • Finance 100% of Your Iowa Home Loan
  • Flexible Credit Guidelines
  • Low Fixed Interest Rates
  • No  Loan Amount Limitations on Iowa Property

Iowa areas that Qualify for a USDA Loan

Do not let the word Rural Development Loan fool you. Sure, these loans are aimed at helping smaller communities thrive – but this does not mean that you have to buy farmland. Available for a variety of homebuyers, properties located all throughout the state of Illinois are USDA Loan eligible.

Basic USDA Loan property eligibility requirements include:

  • Communities located outside of city limits
  • Communities with less than 20,000 people

Because many of the qualifying Iowa homes are located just outside of major metropolitan areas, you should never assume that your property will not qualify. The experts here at Consumer Real Estate Finance Co. can help you determine property eligibility. Fill out the application on this page, or call one of our certified USDA Loans Agent at 1-866-854-4242.

Iowa’s USDA Loan Income Limits by County

Consumer Real Estate Finance Co. is here to answer all your questions, including information on things like credit history and income limits.

Keep in mind that there is a maximum income limit for USDA Eligibility. Your income cannot exceed the maximum amount set for your county. These USDA Loan income limits include:

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Because of these sometimes detailed and overwhelming guidelines, Consumer Real Estate Finance Co. is here to guide you through the application process. Contact us today for details or to get started with your Iowa USDA Loan application.