Florida’s USDA Loan Income Limits By County
Some of the usda eligibility restrictions that determine if you qualify for a USDA include the county and zip code the home resides in, as well as, your past credit history and number of dependents.
In addition, because they are designed for families with moderate to lower incomes, the income of homebuyers looking into a Florida USDA Home Loan cannot exceed their county’s set limit:
Florida USDA Loan Adjusted Maximum Income Limits by County
Updated 10/24/2012
Quick Scroll
- - - S E L E C T A N A R E A - - -
Cape Coral-Fort Myers, FL MSA
Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area
Walton County, FL HUD Metro FMR Area
Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area
Palm Coast, FL HUD Metro FMR Area
Gainesville, FL MSA
Homosassa Springs, FL MSA
Baker County, FL HUD Metro FMR Area
Jacksonville, FL HUD Metro FMR Area
Lakeland-Winter Haven, FL MSA
Fort Lauderdale, FL HUD Metro FMR Area
Miami-Miami Beach-Kendall, FL HUD Metro FMR Area
West Palm Beach-Boca Raton, FL HUD Metro FMR Area
Naples-Immokalee-Marco Island, FL MSA
North Port-Sarasota-Bradenton, FL MSA
Ocala, FL MSA
Orlando-Kissimmee-Sanford, FL MSA
Palm Bay-Melbourne-Titusville, FL MSA
Gulf County, FL HUD Metro FMR Area
Panama City-Lynn Haven-Panama City Beach, FL HUD Metro FMR A
Pensacola-Ferry Pass-Brent, FL MSA
Port St. Lucie, FL MSA
Punta Gorda, FL MSA
Sebastian-Vero Beach, FL MSA
Sebring, FL MSA
Tallahassee, FL HUD Metro FMR Area
Wakulla County, FL HUD Metro FMR Area
Tampa-St. Petersburg-Clearwater, FL MSA
The Villages, FL MSA
Bradford County, FL
Calhoun County, FL
Columbia County, FL
DeSoto County, FL
Dixie County, FL
Franklin County, FL
Glades County, FL
Hamilton County, FL
Hardee County, FL
Hendry County, FL
Holmes County, FL
Jackson County, FL
Lafayette County, FL
Levy County, FL
Liberty County, FL
Madison County, FL
Monroe County, FL
Okeechobee County, FL
Putnam County, FL
Suwannee County, FL
Taylor County, FL
Union County, FL
Washington County, FL
STATE:FLORIDA
PROGRAM
1 Person
2 Person
3 Person
4 Person
5 Person
6 Person
7 Person
8 Person
Cape Coral-Fort Myers, FL MSA
VERY LOW INCOME
31850
31850
31850
31850
42050
42050
42050
42050
Apply Now
LOW INCOME
50950
50950
50950
50950
67250
67250
67250
67250
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area
VERY LOW INCOME
34200
34200
34200
34200
45150
45150
45150
45150
Apply Now
LOW INCOME
54700
54700
54700
54700
72200
72200
72200
72200
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Walton County, FL HUD Metro FMR Area
VERY LOW INCOME
30200
30200
30200
30200
39900
39900
39900
39900
Apply Now
LOW INCOME
48300
48300
48300
48300
63750
63750
63750
63750
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area
VERY LOW INCOME
28950
28950
28950
28950
38250
38250
38250
38250
Apply Now
LOW INCOME
46300
46300
46300
46300
61100
61100
61100
61100
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Palm Coast, FL HUD Metro FMR Area
VERY LOW INCOME
30150
30150
30150
30150
39800
39800
39800
39800
Apply Now
LOW INCOME
48250
48250
48250
48250
63700
63700
63700
63700
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Gainesville, FL MSA
VERY LOW INCOME
35650
35650
35650
35650
47100
47100
47100
47100
Apply Now
LOW INCOME
57050
57050
57050
57050
75300
75300
75300
75300
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Homosassa Springs, FL MSA
VERY LOW INCOME
26200
26200
26200
26200
34600
34600
34600
34600
Apply Now
LOW INCOME
41900
41900
41900
41900
55300
55300
55300
55300
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Baker County, FL HUD Metro FMR Area
VERY LOW INCOME
31100
31100
31100
31100
41100
41100
41100
41100
Apply Now
LOW INCOME
49750
49750
49750
49750
65650
65650
65650
65650
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Jacksonville, FL HUD Metro FMR Area
VERY LOW INCOME
34950
34950
34950
34950
46150
46150
46150
46150
Apply Now
LOW INCOME
55900
55900
55900
55900
73800
73800
73800
73800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Lakeland-Winter Haven, FL MSA
VERY LOW INCOME
27250
27250
27250
27250
36000
36000
36000
36000
Apply Now
LOW INCOME
43600
43600
43600
43600
57550
57550
57550
57550
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Fort Lauderdale, FL HUD Metro FMR Area
VERY LOW INCOME
40400
40400
40400
40400
53350
53350
53350
53350
Apply Now
LOW INCOME
64650
64650
64650
64650
85350
85350
85350
85350
MOD.INC-GUAR.LOAN
92950
92950
92950
92950
122700
122700
122700
122700
Miami-Miami Beach-Kendall, FL HUD Metro FMR Area
VERY LOW INCOME
39350
39350
39350
39350
51950
51950
51950
51950
Apply Now
LOW INCOME
62950
62950
62950
62950
83100
83100
83100
83100
MOD.INC-GUAR.LOAN
90500
90500
90500
90500
119450
119450
119450
119450
West Palm Beach-Boca Raton, FL HUD Metro FMR Area
VERY LOW INCOME
38450
38450
38450
38450
50800
50800
50800
50800
Apply Now
LOW INCOME
61500
61500
61500
61500
81200
81200
81200
81200
MOD.INC-GUAR.LOAN
88400
88400
88400
88400
116700
116700
116700
116700
Naples-Immokalee-Marco Island, FL MSA
VERY LOW INCOME
37500
37500
37500
37500
49500
49500
49500
49500
Apply Now
LOW INCOME
60000
60000
60000
60000
79200
79200
79200
79200
MOD.INC-GUAR.LOAN
86250
86250
86250
86250
113850
113850
113850
113850
North Port-Sarasota-Bradenton, FL MSA
VERY LOW INCOME
35150
35150
35150
35150
46400
46400
46400
46400
Apply Now
LOW INCOME
56250
56250
56250
56250
74250
74250
74250
74250
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Ocala, FL MSA
VERY LOW INCOME
26700
26700
26700
26700
35250
35250
35250
35250
Apply Now
LOW INCOME
42700
42700
42700
42700
56350
56350
56350
56350
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Orlando-Kissimmee-Sanford, FL MSA
VERY LOW INCOME
31950
31950
31950
31950
42200
42200
42200
42200
Apply Now
LOW INCOME
51100
51100
51100
51100
67450
67450
67450
67450
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Palm Bay-Melbourne-Titusville, FL MSA
VERY LOW INCOME
32400
32400
32400
32400
42800
42800
42800
42800
Apply Now
LOW INCOME
51850
51850
51850
51850
68450
68450
68450
68450
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Gulf County, FL HUD Metro FMR Area
VERY LOW INCOME
26300
26300
26300
26300
34750
34750
34750
34750
Apply Now
LOW INCOME
42100
42100
42100
42100
55550
55550
55550
55550
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Panama City-Lynn Haven-Panama City Beach, FL HUD Metro FMR A
VERY LOW INCOME
31600
31600
31600
31600
41750
41750
41750
41750
Apply Now
LOW INCOME
50550
50550
50550
50550
66750
66750
66750
66750
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Pensacola-Ferry Pass-Brent, FL MSA
VERY LOW INCOME
32600
32600
32600
32600
43050
43050
43050
43050
Apply Now
LOW INCOME
52150
52150
52150
52150
68850
68850
68850
68850
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Port St. Lucie, FL MSA
VERY LOW INCOME
30250
30250
30250
30250
39950
39950
39950
39950
Apply Now
LOW INCOME
48400
48400
48400
48400
63900
63900
63900
63900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Punta Gorda, FL MSA
VERY LOW INCOME
29200
29200
29200
29200
38550
38550
38550
38550
Apply Now
LOW INCOME
46700
46700
46700
46700
61650
61650
61650
61650
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Sebastian-Vero Beach, FL MSA
VERY LOW INCOME
32300
32300
32300
32300
42650
42650
42650
42650
Apply Now
LOW INCOME
51700
51700
51700
51700
68250
68250
68250
68250
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Sebring, FL MSA
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Tallahassee, FL HUD Metro FMR Area
VERY LOW INCOME
34200
34200
34200
34200
45150
45150
45150
45150
Apply Now
LOW INCOME
54700
54700
54700
54700
72200
72200
72200
72200
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Wakulla County, FL HUD Metro FMR Area
VERY LOW INCOME
33400
33400
33400
33400
44100
44100
44100
44100
Apply Now
LOW INCOME
53450
53450
53450
53450
70550
70550
70550
70550
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Tampa-St. Petersburg-Clearwater, FL MSA
VERY LOW INCOME
31950
31950
31950
31950
42200
42200
42200
42200
Apply Now
LOW INCOME
51100
51100
51100
51100
67450
67450
67450
67450
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
The Villages, FL MSA
VERY LOW INCOME
33400
33400
33400
33400
44100
44100
44100
44100
Apply Now
LOW INCOME
53450
53450
53450
53450
70550
70550
70550
70550
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Bradford County, FL
VERY LOW INCOME
29700
29700
29700
29700
39250
39250
39250
39250
Apply Now
LOW INCOME
47500
47500
47500
47500
62700
62700
62700
62700
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Calhoun County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Columbia County, FL
VERY LOW INCOME
29800
29800
29800
29800
39350
39350
39350
39350
Apply Now
LOW INCOME
47700
47700
47700
47700
62950
62950
62950
62950
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
DeSoto County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Dixie County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Franklin County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Glades County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Hamilton County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Hardee County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Hendry County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Holmes County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Jackson County, FL
VERY LOW INCOME
27350
27350
27350
27350
36150
36150
36150
36150
Apply Now
LOW INCOME
43750
43750
43750
43750
57750
57750
57750
57750
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Lafayette County, FL
VERY LOW INCOME
28550
28550
28550
28550
37700
37700
37700
37700
Apply Now
LOW INCOME
45700
45700
45700
45700
60300
60300
60300
60300
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Levy County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Liberty County, FL
VERY LOW INCOME
28350
28350
28350
28350
37450
37450
37450
37450
Apply Now
LOW INCOME
45350
45350
45350
45350
59850
59850
59850
59850
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Madison County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Monroe County, FL
VERY LOW INCOME
45950
45950
45950
45950
60700
60700
60700
60700
Apply Now
LOW INCOME
78400
78400
78400
78400
103500
103500
103500
103500
MOD.INC-GUAR.LOAN
112700
112700
112700
112700
148750
148750
148750
148750
Okeechobee County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Putnam County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Suwannee County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Taylor County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Union County, FL
VERY LOW INCOME
28650
28650
28650
28650
37850
37850
37850
37850
Apply Now
LOW INCOME
45850
45850
45850
45850
60500
60500
60500
60500
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Washington County, FL
VERY LOW INCOME
26050
26050
26050
26050
34400
34400
34400
34400
Apply Now
LOW INCOME
41700
41700
41700
41700
55050
55050
55050
55050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Because of these sometimes detailed and overwhelming guidelines, Consumer Real Estate Finance Co. is here to guide you through the application process.
Contact us today for details or to get started with your USDA Loan application.