Arkansas’s USDA Loan Income Limits by County
While Consumer Real Estate Finance Co. is here to assist you with all your questions and guide you through the application process, you should be aware that there are a few usda eligibility restrictions. These include a credit evaluation as well as a maximum income limit.
Your annual income cannot exceed the limit set for your county:
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- - - S E L E C T A N A R E A - - -
Fayetteville-Springdale-Rogers, AR HUD Metro FMR Area
Fort Smith, AR-OK HUD Metro FMR Area
Hot Springs, AR MSA
Jonesboro, AR HUD Metro FMR Area
Poinsett County, AR HUD Metro FMR Area
Grant County, AR HUD Metro FMR Area
Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area
Memphis, TN-MS-AR HUD Metro FMR Area
Pine Bluff, AR MSA
Little River County, AR HUD Metro FMR Area
Texarkana, TX-Texarkana, AR HUD Metro FMR Area
Arkansas County, AR
Ashley County, AR
Baxter County, AR
Boone County, AR
Bradley County, AR
Calhoun County, AR
Carroll County, AR
Chicot County, AR
Clark County, AR
Clay County, AR
Cleburne County, AR
Columbia County, AR
Conway County, AR
Cross County, AR
Dallas County, AR
Desha County, AR
Drew County, AR
Franklin County, AR
Fulton County, AR
Greene County, AR
Hempstead County, AR
Hot Spring County, AR
Howard County, AR
Independence County, AR
Izard County, AR
Jackson County, AR
Johnson County, AR
Lafayette County, AR
Lawrence County, AR
Lee County, AR
Logan County, AR
Marion County, AR
Mississippi County, AR
Monroe County, AR
Montgomery County, AR
Nevada County, AR
Newton County, AR
Ouachita County, AR
Phillips County, AR
Pike County, AR
Polk County, AR
Pope County, AR
Prairie County, AR
Randolph County, AR
Scott County, AR
Searcy County, AR
Sevier County, AR
Sharp County, AR
St. Francis County, AR
Stone County, AR
Union County, AR
Van Buren County, AR
White County, AR
Woodruff County, AR
Yell County, AR
STATE:ARKANSAS
PROGRAM
1 Person
2 Person
3 Person
4 Person
5 Person
6 Person
7 Person
8 Person
Fayetteville-Springdale-Rogers, AR HUD Metro FMR Area
VERY LOW INCOME
32950
32950
32950
32950
43500
43500
43500
43500
Apply Now
LOW INCOME
52700
52700
52700
52700
69550
69550
69550
69550
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Fort Smith, AR-OK HUD Metro FMR Area
VERY LOW INCOME
26450
26450
26450
26450
34950
34950
34950
34950
Apply Now
LOW INCOME
42300
42300
42300
42300
55850
55850
55850
55850
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Hot Springs, AR MSA
VERY LOW INCOME
27200
27200
27200
27200
35950
35950
35950
35950
Apply Now
LOW INCOME
43500
43500
43500
43500
57400
57400
57400
57400
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Jonesboro, AR HUD Metro FMR Area
VERY LOW INCOME
28100
28100
28100
28100
37100
37100
37100
37100
Apply Now
LOW INCOME
44950
44950
44950
44950
59350
59350
59350
59350
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Poinsett County, AR HUD Metro FMR Area
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Grant County, AR HUD Metro FMR Area
VERY LOW INCOME
31550
31550
31550
31550
41650
41650
41650
41650
Apply Now
LOW INCOME
50500
50500
50500
50500
66650
66650
66650
66650
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area
VERY LOW INCOME
33150
33150
33150
33150
43800
43800
43800
43800
Apply Now
LOW INCOME
53050
53050
53050
53050
70050
70050
70050
70050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Memphis, TN-MS-AR HUD Metro FMR Area
VERY LOW INCOME
32100
32100
32100
32100
42400
42400
42400
42400
Apply Now
LOW INCOME
51350
51350
51350
51350
67800
67800
67800
67800
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Pine Bluff, AR MSA
VERY LOW INCOME
24500
24500
24500
24500
32350
32350
32350
32350
Apply Now
LOW INCOME
39200
39200
39200
39200
51750
51750
51750
51750
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Little River County, AR HUD Metro FMR Area
VERY LOW INCOME
26200
26200
26200
26200
34600
34600
34600
34600
Apply Now
LOW INCOME
41900
41900
41900
41900
55300
55300
55300
55300
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Texarkana, TX-Texarkana, AR HUD Metro FMR Area
VERY LOW INCOME
28250
28250
28250
28250
37300
37300
37300
37300
Apply Now
LOW INCOME
45200
45200
45200
45200
59650
59650
59650
59650
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Arkansas County, AR
VERY LOW INCOME
26600
26600
26600
26600
35150
35150
35150
35150
Apply Now
LOW INCOME
42550
42550
42550
42550
56150
56150
56150
56150
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Ashley County, AR
VERY LOW INCOME
25600
25600
25600
25600
33800
33800
33800
33800
Apply Now
LOW INCOME
40950
40950
40950
40950
54050
54050
54050
54050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Baxter County, AR
VERY LOW INCOME
24400
24400
24400
24400
32250
32250
32250
32250
Apply Now
LOW INCOME
39050
39050
39050
39050
51550
51550
51550
51550
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Boone County, AR
VERY LOW INCOME
25300
25300
25300
25300
33400
33400
33400
33400
Apply Now
LOW INCOME
40500
40500
40500
40500
53450
53450
53450
53450
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Bradley County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Calhoun County, AR
VERY LOW INCOME
24600
24600
24600
24600
32500
32500
32500
32500
Apply Now
LOW INCOME
39350
39350
39350
39350
51950
51950
51950
51950
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Carroll County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Chicot County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Clark County, AR
VERY LOW INCOME
26750
26750
26750
26750
35350
35350
35350
35350
Apply Now
LOW INCOME
42800
42800
42800
42800
56500
56500
56500
56500
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Clay County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Cleburne County, AR
VERY LOW INCOME
27550
27550
27550
27550
36400
36400
36400
36400
Apply Now
LOW INCOME
44100
44100
44100
44100
58200
58200
58200
58200
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Columbia County, AR
VERY LOW INCOME
26850
26850
26850
26850
35450
35450
35450
35450
Apply Now
LOW INCOME
42950
42950
42950
42950
56700
56700
56700
56700
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Conway County, AR
VERY LOW INCOME
25850
25850
25850
25850
34150
34150
34150
34150
Apply Now
LOW INCOME
41350
41350
41350
41350
54600
54600
54600
54600
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Cross County, AR
VERY LOW INCOME
25750
25750
25750
25750
34000
34000
34000
34000
Apply Now
LOW INCOME
41200
41200
41200
41200
54400
54400
54400
54400
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Dallas County, AR
VERY LOW INCOME
24550
24550
24550
24550
32450
32450
32450
32450
Apply Now
LOW INCOME
39300
39300
39300
39300
51900
51900
51900
51900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Desha County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Drew County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Franklin County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Fulton County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Greene County, AR
VERY LOW INCOME
27450
27450
27450
27450
36250
36250
36250
36250
Apply Now
LOW INCOME
43900
43900
43900
43900
57950
57950
57950
57950
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Hempstead County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Hot Spring County, AR
VERY LOW INCOME
25650
25650
25650
25650
33900
33900
33900
33900
Apply Now
LOW INCOME
41050
41050
41050
41050
54200
54200
54200
54200
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Howard County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Independence County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Izard County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Jackson County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Johnson County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Lafayette County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Lawrence County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Lee County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Logan County, AR
VERY LOW INCOME
25250
25250
25250
25250
33350
33350
33350
33350
Apply Now
LOW INCOME
40400
40400
40400
40400
53350
53350
53350
53350
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Marion County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Mississippi County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Monroe County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Montgomery County, AR
VERY LOW INCOME
24150
24150
24150
24150
31900
31900
31900
31900
Apply Now
LOW INCOME
38650
38650
38650
38650
51000
51000
51000
51000
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Nevada County, AR
VERY LOW INCOME
24800
24800
24800
24800
32750
32750
32750
32750
Apply Now
LOW INCOME
39700
39700
39700
39700
52400
52400
52400
52400
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Newton County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Ouachita County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Phillips County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Pike County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Polk County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Pope County, AR
VERY LOW INCOME
25900
25900
25900
25900
34200
34200
34200
34200
Apply Now
LOW INCOME
41450
41450
41450
41450
54700
54700
54700
54700
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Prairie County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Randolph County, AR
VERY LOW INCOME
24650
24650
24650
24650
32550
32550
32550
32550
Apply Now
LOW INCOME
39450
39450
39450
39450
52050
52050
52050
52050
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Scott County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Searcy County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Sevier County, AR
VERY LOW INCOME
24400
24400
24400
24400
32250
32250
32250
32250
Apply Now
LOW INCOME
39050
39050
39050
39050
51550
51550
51550
51550
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Sharp County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
St. Francis County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Stone County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Union County, AR
VERY LOW INCOME
25900
25900
25900
25900
34200
34200
34200
34200
Apply Now
LOW INCOME
41450
41450
41450
41450
54700
54700
54700
54700
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Van Buren County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
White County, AR
VERY LOW INCOME
28250
28250
28250
28250
37300
37300
37300
37300
Apply Now
LOW INCOME
45200
45200
45200
45200
59650
59650
59650
59650
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Woodruff County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Yell County, AR
VERY LOW INCOME
24100
24100
24100
24100
31850
31850
31850
31850
Apply Now
LOW INCOME
38550
38550
38550
38550
50900
50900
50900
50900
MOD.INC-GUAR.LOAN
82700
82700
82700
82700
109150
109150
109150
109150
Remember, Consumer Real Estate Finance Co. is here to answer all your questions. For help applying for an Arkansas USDA Loan, contact us today.