Rural or Suburban Living: Which is Right for You?

Are you thinking of purchasing a home?  With so much to consider these days, making the choice of purchasing a home in an urban, a suburban or a rural area may seem overwhelming.  Our lives today are fast paced and we are constantly on the move.  Due to this high pace, it can be easy to get overwhelmed.   At the end of the day when we get a little quieter, though, often we contemplate on the type of life we would like to have and reflect on our true value system.  We focus on our family and loved ones, our friends, our health, and the importance of having a peaceful sanctuary with room to breathe and relax.

Rural and suburban homes have become a respite from cramped city living for many families in recent years.   Urban areas have been hit hard with an all-time high in crime, a deteriorating infrastructure, financially strapped school systems, and jobs sprawling further outward from traditional city centers.   For countless families, suburban living has been a logical solution, providing safe communities with many choices for practical, affordable homes.  With short commutes, an overwhelming sense of community and healthy support for community services and school programs, life in the suburbs can be relaxing and ideal for raising a family.

A safe, clean, and affordable lifestyle is also available in areas beyond the suburbs.  Rural living offer low levels of traffic and transient noise, low levels of pollution, and the charm of privately owned stores and shops.  If you crave wide open space, and relish traveling the country mile, rural living may be for you.  Land costs are often much lower in rural areas too.   Home buyers are able to enjoy room for gardening or harvesting and simply enjoying the beauty of nature.  Home prices and property taxes are lower in rural areas which in turn offer a wider variety of homes from which buyers can choose.

Both suburban and rural areas can qualify for USDA 100% Loans, also known as Rural Development Loans.  This is advantageous in that the owner does not have to provide a down payment.  Call the USDA Loan Agency at 1-866-854-4242 to learn more about USDA 100% Loans, as well as specific benefits and savings that you may able to receive by purchasing your next home.

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4 thoughts on “Rural or Suburban Living: Which is Right for You?

  1. I would like to talk to or be emailed aditional information regarding your USDA100% LOANS for Tn, FL, & TX Homes. You may email at the above address.
    Thank you for your time.

  2. I am a 52 year old woman with a disabled sister. I work in bernville pa and i work for.a disabled man. I have a boyfriend whos mother is 81 and he takes care of her. He also has 2 sons and his ex has custody. I am looking for a 4 bedroom home with 2 full bathrooms. In the suburbs close to my job. We are looking to start a new life together. I would only want my name and my sisters name on the mortgage though. If we could get a place with no money down and roll closing costs into the mortgage it would be awesome. I dont want to rent to own i got ripped off a few years ago. Thank you for listening.

  3. I am interested in more information regarding your loans. My credit score is in the “excellent” category and income/debt ratio is good. I just don’t have the total amount of down payment needed to purchase the home that I’m interested in and my house is not on the market yet. I plan to get it listed in the next few weeks. Thank you.

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