One of our missions at Consumer Real Estate Financial Company is to connect our borrowers with the home of their dreams through the USDA Rural Development’s Guaranteed Loan Program.
Here at Consumer Real Estate Finance Company we strive to give eligible individuals and families’ 100% financing opportunities through the USDA Guaranteed Home loan program. We help make the purchase of their new home an easy and exciting process. We have assisted thousands of homeowners with the home buying process and paired them with favorable interest rates and loan terms.
Borrowers must purchase a qualifying home within one of the many USDA eligible areas. Borrowers must also have a household income that does not exceed the established USDA income limits where the home is located. Some of the many great features of the USDA Loans are as follows
- 100% financing, no down payment is required!
- The credit guidelines offer flexibility. Non-traditional credit histories may be accepted!
- Fixed 30 year interest rates!
- Low monthly mortgage insurance!
- Closing costs and fees may be included in the loan or paid by borrower!
- The borrowers qualifying ratios and stable and dependable income will determine home affordability!
- There are many eligible property types such as existing homes, new construction, modular homes, Planned Unit Developments (PUD’s), eligible condominiums!
Those are just some of the great features of the USDA Guaranteed Home loan. Contact us now so we can help you find an USDA eligible area and get you pre-approved. Let Consumer Real Estate Finance Company help you with your USDA Guaranteed Home loan today!