USDA Loans in Washington

Consumer Real Estate wants to help you realize your dream of home ownership. For help applying for a Tennessee USDA Loan, contact us today If you are thinking about a home in Washington, you may want to consider the USDA Rural Development Loan program. Backed by the U.S. government, these no money down, fixed interest loans come with 100% financing – meaning no out of pocket expenses at closing. Other benefits of a Rural Development Loan include:

  • No Maximum Loan Amount on Washington Property
  • Flexible Credit Guidelines for Qualifying Washington Residents
  • Low Fixed Interest Rates
  • Both New and Existing Properties May Qualify

Washington Areas that Qualify for Rural Development Loans

When applying for a USDA Rural Development Loan, eligibility is based on both the property and the lender. The property must be located outside of city limits and within a community of less than 20,000 people.

It is important to note that Rural Development Loans are not intended solely for farmland. In fact, some Washington areas that lie just outside of major metropolitan areas qualify. To learn if your property is USDA Loan eligible, fill out the form on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Washington’s USDA Loan Income Limits by County

Even though applying for a Washington USDA Loan with Consumer Real Estate is quick, easy, and secure, there are a few other eligibility restrictions you need to be aware of

These include an evaluation of credit history and annual income limits. Also, take note that there is a maximum income limit. This means your income cannot exceed the maximum amount set for your county. These USDA Rural Development Loan income limits include:

Washington USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

County Name    

1-4 Person Households
(Guaranteed Loans)

5-8 Person Households 
(Guaranteed Loans)

SKAMANIA

$80,500

$106,250

PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)
KING

$92,000

$121,450

SEATTLE-BELLEVUE-EVERETT, WA METROPOLITAN DIVISION
MASON

$73,600

$97,150

SHELTON, WA (MICRO)
SAN JUAN

$76,850

$101,450

NON-METRO
CLALLAM

$73,600

$97,150

PORT ANGELES, WA (MICRO)
ISLAND

$89,550

$118,200

OAK HARBOR, WA (MICRO)
ADAMS

$73,600

$97,150

NON-METRO
SNOHOMISH

$92,000

$121,450

SEATTLE-BELLEVUE-EVERETT, WA METROPOLITAN DIVISION
WHITMAN

$73,600

$97,150

PULLMAN, WA (MICRO)
DOUGLAS

$73,600

$97,150

WENATCHEE, WA (MSA)
FRANKLIN

$74,550

$98,400

KENNEWICK-RICHLAND-PASCO, WA (MSA)
SKAGIT

$73,600

$97,150

MOUNT VERNON-ANACORTES, WA (MSA)
FERRY

$73,600

$97,150

NON-METRO
THURSTON

$80,500

$106,250

OLYMPIA, WA (MSA)
WAHKIAKUM

$73,600

$97,150

NON-METRO
YAKIMA

$73,600

$97,150

YAKIMA, WA (MSA)
KITTITAS

$73,600

$97,150

ELLENSBURG, WA (MICRO)
LEWIS

$73,600

$97,150

CENTRALIA, WA (MICRO)
CLARK

$80,500

$106,250

PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)
JEFFERSON

$73,600

$97,150

NON-METRO
GRAYS HARBOR

$73,600

$97,150

ABERDEEN, WA (MICRO)
SPOKANE

$73,600

$97,150

SPOKANE, WA (MSA)
CHELAN

$73,600

$97,150

WENATCHEE, WA (MSA)
COWLITZ

$73,600

$97,150

LONGVIEW, WA (MSA)
COLUMBIA

$73,600

$97,150

NON-METRO
PEND OREILLE

$73,600

$97,150

NON-METRO
GRANT

$73,600

$97,150

MOSES LAKE, WA (MICRO)
LINCOLN

$73,600

$97,150

NON-METRO
BENTON

$74,550

$98,400

KENNEWICK-RICHLAND-PASCO, WA (MSA)
OKANOGAN

$73,600

$97,150

NON-METRO
KLICKITAT

$73,600

$97,150

NON-METRO
WHATCOM

$73,600

$97,150

BELLINGHAM, WA (MSA)
WALLA WALLA

$73,600

$97,150

WALLA WALLA, WA (MICRO)
STEVENS

$73,600

$97,150

NON-METRO
KITSAP

$81,500

$107,600

BREMERTON-SILVERDALE, WA (MSA)
PACIFIC

$73,600

$97,150

NON-METRO
PIERCE

$78,350

$103,400

TACOMA, WA METROPOLITAN DIVISION
ASOTIN

$73,600

$97,150

LEWISTON, ID-WA (MSA)
GARFIELD

$73,600

$97,150

NON-METRO

As a resident of the great state of Washington, you do not have to navigate the sometimes confusing USDA Loan application process alone. The certified agents at Consumer Real Estate are here to help. Contact us today for assistance!