USDA Loans in Pennsylvania

The U.S Department of Agriculture is making home buying easy and affordable for many Pennsylvania area residents – And, with a little help from Consumer Real Estate, you may be eligible!

USDA Loans or Rural Development loans offer:

  • 100% Financed Mortgage, No Money Down,
  • No Loan Amount Limitations
  • Available for Many Types of Pennsylvania Homes

Pennsylvania Areas that Qualify for a USDA Loan

You just may be surprised at how many Pennsylvania areas qualify for a USDA Home Loan. Designed to stimulate growth in small or rural communities, areas that are eligible for a USDA Loan include:

  • Communities located outside of city limits
  • Communities with less than 20,000 people

Never assume that your area does not qualify for a USDA Loan.  The experts here at Consumer Real Estate are here to help, fill out the Application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Our office in Pennsylvania is located at:

112 Country Drive
Denver, PA 17517

Pennsylvania’s USDA Loan Income Limits by County

While applying for a Rural Development Loan with Consumer Real Estate is fast and easy, there are a few eligibility restrictions: These can include property location and credit history evaluation.

In addition to the above Pennsylvania USDA Home Loan restrictions, eligibility is also determined by income limits. Your yearly income cannot exceed the limit set for your county:

Pennsylvania USDA Loan Adjusted Maximum Income Limits by County
Updated 10/24/2012

County Name    

1-4 Person Households
(Guaranteed Loans)

5-8 Person Households 
(Guaranteed Loans)

ADAMS

$78,550

$103,700

GETTYSBURG, PA (MICRO)
ALLEGHENY

$74,750

$98,650

PITTSBURGH, PA (MSA)
ARMSTRONG

$74,750

$98,650

PITTSBURGH, PA (MSA)
BEAVER

$74,750

$98,650

PITTSBURGH, PA (MSA)
BEDFORD

$74,750

$98,650

NON-METRO
BERKS

$78,200

$103,200

READING, PA (MSA)
BLAIR

$74,750

$98,650

ALTOONA, PA (MSA)
BRADFORD

$74,750

$98,650

SAYRE, PA (MICRO)
BUCKS

$93,450

$123,350

PHILADELPHIA, PA METROPOLITAN DIVISION
BUTLER

$74,750

$98,650

PITTSBURGH, PA (MSA)
CAMBRIA

$74,750

$98,650

JOHNSTOWN, PA (MSA)
CAMERON

$74,750

$98,650

NON-METRO
CARBON

$84,300

$111,300

ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (MSA)
CENTRE

$78,400

$103,500

STATE COLLEGE, PA (MSA)
CHESTER

$93,450

$123,350

PHILADELPHIA, PA METROPOLITAN DIVISION
CLARION

$74,750

$98,650

NON-METRO
CLEARFIELD

$74,750

$98,650

DUBOIS, PA (MICRO)
CLINTON

$74,750

$98,650

LOCK HAVEN, PA (MICRO)
COLUMBIA

$74,750

$98,650

BLOOMSBURG-BERWICK, PA (MICRO)
CRAWFORD

$74,750

$98,650

MEADVILLE, PA (MICRO)
CUMBERLAND

$84,550

$111,600

HARRISBURG-CARLISLE, PA (MSA)
DAUPHIN

$84,550

$111,600

HARRISBURG-CARLISLE, PA (MSA)
DELAWARE

$93,450

$123,350

PHILADELPHIA, PA METROPOLITAN DIVISION
ELK

$74,750

$98,650

ST. MARYS, PA (MICRO)
ERIE

$74,750

$98,650

ERIE, PA (MSA)
FAYETTE

$74,750

$98,650

PITTSBURGH, PA (MSA)
FOREST

$74,750

$98,650

NON-METRO
FRANKLIN

$74,750

$98,650

CHAMBERSBURG, PA (MICRO)
FULTON

$74,750

$98,650

NON-METRO
GREENE

$74,750

$98,650

NON-METRO
HUNTINGDON

$74,750

$98,650

HUNTINGDON, PA (MICRO)
INDIANA

$74,750

$98,650

INDIANA, PA (MICRO)
JEFFERSON

$74,750

$98,650

NON-METRO
JUNIATA

$74,750

$98,650

NON-METRO
LACKAWANNA

$74,750

$98,650

SCRANTON–WILKES-BARRE, PA (MSA)
LANCASTER

$79,950

$105,550

LANCASTER, PA (MSA)
LAWRENCE

$74,750

$98,650

NEW CASTLE, PA (MICRO)
LEBANON

$75,550

$99,750

LEBANON, PA (MSA)
LEHIGH

$84,300

$111,300

ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (MSA)
LUZERNE

$74,750

$98,650

SCRANTON–WILKES-BARRE, PA (MSA)
LYCOMING

$74,750

$98,650

WILLIAMSPORT, PA (MSA)
MCKEAN

$74,750

$98,650

BRADFORD, PA (MICRO)
MERCER

$74,750

$98,650

YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (MSA)
MIFFLIN

$74,750

$98,650

LEWISTOWN, PA (MICRO)
MONROE

$79,200

$104,550

EAST STROUDSBURG, PA (MICRO)
MONTGOMERY

$93,450

$123,350

PHILADELPHIA, PA METROPOLITAN DIVISION
MONTOUR

$74,750

$98,650

BLOOMSBURG-BERWICK, PA (MICRO)
NORTHAMPTON

$84,300

$111,300

ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (MSA)
NORTHUMBERLAND

$74,750

$98,650

SUNBURY, PA (MICRO)
PERRY

$84,550

$111,600

HARRISBURG-CARLISLE, PA (MSA)
PHILADELPHIA

$93,450

$123,350

PHILADELPHIA, PA METROPOLITAN DIVISION
PIKE

$78,400

$103,500

NEWARK-UNION, NJ-PA METROPOLITAN DIVISION
POTTER

$74,750

$98,650

NON-METRO
SCHUYLKILL

$74,750

$98,650

POTTSVILLE, PA (MICRO)
SNYDER

$74,750

$98,650

SELINSGROVE, PA (MICRO)
SOMERSET

$74,750

$98,650

SOMERSET, PA (MICRO)
SULLIVAN

$74,750

$98,650

NON-METRO
SUSQUEHANNA

$74,750

$98,650

NON-METRO
TIOGA

$74,750

$98,650

NON-METRO
UNION

$74,750

$98,650

LEWISBURG, PA (MICRO)
VENANGO

$74,750

$98,650

OIL CITY, PA (MICRO)
WARREN

$74,750

$98,650

WARREN, PA (MICRO)
WASHINGTON

$74,750

$98,650

PITTSBURGH, PA (MSA)
WAYNE

$74,750

$98,650

NON-METRO
WESTMORELAND

$74,750

$98,650

PITTSBURGH, PA (MSA)
WYOMING

$74,750

$98,650

SCRANTON–WILKES-BARRE, PA (MSA)
YORK

$80,850

$106,700

YORK-HANOVER, PA (MSA)

 

Looking for more information?  Learn more about Rural Development Loans by contacting Consumer Real Estate today!