As a leading USDA Rural Development Loan Lender, Consumer Real Estate Finance Co. is helping make the option of 100% financing, no money down loans more accessible to the citizens of Oregon. From the Willamette River to Wallowa County, we realize that citizens all over the great state of Oregon are looking for a cost effective way of realizing their dreams of homeownership – And we think a government insured USDA Home Loan is just the way to achieve this.

Benefits of an Oregon USDA Rural Development Loan include:

  • Finance 100% of Your Oregon Home Loan
  • Flexible Credit Guidelines
  • Low Fixed Interest Rates
  • No Loan Amount Limitations on Oregon Property

Oregon Areas Rural Development Loans – Not Just for Farmers

It is easy to hear the term “Rural Development Loan” and think that they only apply to farmland. In reality, nothing could be further from the truth. USDA Loans were created by the U.S government to help strengthen and build many of the nation’s smaller communities. This means that communities all over Oregon may qualify, not just farmland.

Areas that qualify for a USDA Rural Development Loan can include:

  • Communities located outside of city limits
  • Communities with less than 20,000 people

The truth is that you may never know if a property is USDA Loan eligible unless you ask. This is where Consumer Real Estate Finance Co. can help. For answers to any of your questions, please fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Oregon’s USDA Loan Income Limits By County

At Consumer Real Estate Finance Co., our expert staff is here to answer all your questions, including information on things like credit history and income limits.

Other things to consider include annual income limits. When applying for a Rural Development Loan in Oregon, your annual income cannot exceed the limit set for your county:

Oregon USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

STATE:OREGON PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Bend OR MSA VERY LOW INCOME 23250 26600 29900 33200 35900 38550 41200 43850
LOW INCOME 37150 42500 47800 53100 57350 61600 65850 70100
MOD.INC-GUAR.LOAN 76350 76350 76350 76350 100800 100800 100800 100800
Corvallis OR MSA VERY LOW INCOME 27300 31200 35100 38950 42100 45200 48300 51450
LOW INCOME 43600 49850 56050 62300 67300 72250 77250 82250
MOD.INC-GUAR.LOAN 89550 89550 89550 89550 118200 118200 118200 118200
Eugene-Springfield OR MSA VERY LOW INCOME 20750 23700 26650 29600 32000 34350 36750 39100
LOW INCOME 33150 37900 42600 47350 51150 54950 58700 62500
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Medford OR MSA VERY LOW INCOME 20500 23400 26350 29250 31600 33950 36300 38650
LOW INCOME 32750 37450 42100 46800 50550 54300 58050 61800
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Portland-Vancouver-Hillsboro OR-WA MSA VERY LOW INCOME 25550 29200 32850 36500 39450 42350 45300 48200
LOW INCOME 40900 46700 52550 58400 63050 67750 72400 77100
MOD.INC-GUAR.LOAN 83950 83950 83950 83950 110800 110800 110800 110800
Salem OR MSA VERY LOW INCOME 21000 24000 27000 30000 32400 34800 37200 39600
LOW INCOME 33600 38400 43200 48000 51850 55700 59500 63350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Baker County OR VERY LOW INCOME 18800 21500 24200 26850 29000 31150 33300 35450
LOW INCOME 30050 34350 38650 42950 46400 49800 53250 56700
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Clatsop County OR VERY LOW INCOME 19850 22700 25550 28350 30650 32900 35200 37450
LOW INCOME 31750 36300 40800 45350 49000 52600 56250 59850
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Coos County OR VERY LOW INCOME 18700 21400 24050 26700 28850 31000 33150 35250
LOW INCOME 29900 34150 38450 42700 46100 49550 52950 56350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Crook County OR VERY LOW INCOME 19750 22550 25350 28150 30450 32700 34950 37200
LOW INCOME 31550 36050 40550 45050 48650 52250 55850 59450
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Curry County OR VERY LOW INCOME 19850 22700 25550 28350 30650 32900 35200 37450
LOW INCOME 31750 36300 40800 45350 49000 52600 56250 59850
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Douglas County OR VERY LOW INCOME 18700 21400 24050 26700 28850 31000 33150 35250
LOW INCOME 29900 34150 38450 42700 46100 49550 52950 56350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Gilliam County OR VERY LOW INCOME 20200 23050 25950 28800 31150 33450 35750 38050
LOW INCOME 32250 36900 41500 46100 49800 53500 57150 60850
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Grant County OR VERY LOW INCOME 18700 21400 24050 26700 28850 31000 33150 35250
LOW INCOME 29900 34150 38450 42700 46100 49550 52950 56350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Harney County OR VERY LOW INCOME 18700 21400 24050 26700 28850 31000 33150 35250
LOW INCOME 29900 34150 38450 42700 46100 49550 52950 56350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Hood River CountyOR VERY LOW INCOME 22300 25500 28700 31850 34400 36950 39500 42050
LOW INCOME 35650 40750 45850 50950 55050 59100 63200 67250
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Jefferson County OR VERY LOW INCOME 18700 21400 24050 26700 28850 31000 33150 35250
LOW INCOME 29900 34150 38450 42700 46100 49550 52950 56350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Josephine County OR VERY LOW INCOME 18700 21400 24050 26700 28850 31000 33150 35250
LOW INCOME 29900 34150 38450 42700 46100 49550 52950 56350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Klamath CountyOR VERY LOW INCOME 19050 21800 24500 27200 29400 31600 33750 35950
LOW INCOME 30450 34800 39150 43500 47000 50450 53950 57400
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Lake County OR VERY LOW INCOME 18700 21400 24050 26700 28850 31000 33150 35250
LOW INCOME 29900 34150 38450 42700 46100 49550 52950 56350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Lincoln CountyOR VERY LOW INCOME 19600 22400 25200 28000 30250 32500 34750 37000
LOW INCOME 31350 35850 40300 44800 48400 51950 55550 59150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Linn County OR VERY LOW INCOME 20550 23500 26450 29350 31700 34050 36400 38750
LOW INCOME 32850 37550 42250 46950 50700 54450 58200 61950
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Malheur CountyOR VERY LOW INCOME 18700 21400 24050 26700 28850 31000 33150 35250
LOW INCOME 29900 34150 38450 42700 46100 49550 52950 56350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Morrow County OR VERY LOW INCOME 18700 21400 24050 26700 28850 31000 33150 35250
LOW INCOME 29900 34150 38450 42700 46100 49550 52950 56350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Sherman County OR VERY LOW INCOME 20450 23400 26300 29200 31550 33900 36250 38550
LOW INCOME 32700 37350 42050 46700 50450 54150 57900 61650
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Tillamook County OR VERY LOW INCOME 19400 22150 24900 27650 29900 32100 34300 36500
LOW INCOME 31000 35400 39850 44250 47800 51350 54850 58400
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Umatilla County OR VERY LOW INCOME 20900 23900 26900 29850 32250 34650 37050 39450
LOW INCOME 33450 38200 43000 47750 51550 55400 59200 63050
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Union County OR VERY LOW INCOME 20000 22850 25700 28550 30850 33150 35450 37700
LOW INCOME 32000 36550 41150 45700 49350 53000 56650 60300
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Wallowa County OR VERY LOW INCOME 19000 21700 24400 27100 29300 31450 33650 35800
LOW INCOME 30350 34700 39000 43350 46800 50300 53750 57200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Wasco County OR VERY LOW INCOME 19400 22150 24900 27650 29900 32100 34300 36500
LOW INCOME 31000 35400 39850 44250 47800 51350 54850 58400
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Wheeler County OR VERY LOW INCOME 18700 21400 24050 26700 28850 31000 33150 35250
LOW INCOME 29900 34150 38450 42700 46100 49550 52950 56350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650

Because of these sometimes detailed and overwhelming guidelines, Consumer Real Estate Finance Co. is here to guide you through the application process. Contact us today for details or to get started with your Oregon USDA Loan application.