USDA Loans in Oregon

As a leading USDA Rural Development Loan Lender, Consumer Real Estate is helping make the option of 100% financing, no money down loans more accessible to the citizens of Oregon. From the Willamette River to Wallowa County, we realize that citizens all over the great state of Oregon are looking for a cost effective way of realizing their dreams of homeownership – And we think a government insured USDA Home Loan is just the way to achieve this.

Benefits of an Oregon USDA Rural Development Loan include:

  • Finance 100% of Your Oregon Home Loan
  • Flexible Credit Guidelines
  • Low Fixed Interest Rates
  • No Loan Amount Limitations on Oregon Property

Oregon Areas Rural Development Loans – Not Just for Farmers

It is easy to hear the term “Rural Development Loan” and think that they only apply to farmland. In reality, nothing could be further from the truth. USDA Loans were created by the U.S government to help strengthen and build many of the nation’s smaller communities. This means that communities all over Oregon may qualify, not just farmland.

Areas that qualify for a USDA Rural Development Loan can include:

  • Communities located outside of city limits
  • Communities with less than 20,000 people

The truth is that you may never know if a property is USDA Loan eligible unless you ask. This is where Consumer Real Estate can help. For answers to any of your questions, please fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Oregon’s USDA Loan Income Limits By County

At Consumer Real Estate, our expert staff is here to answer all your questions, including information on things like credit history and income limits.

Other things to consider include annual income limits. When applying for a Rural Development Loan in Oregon, your annual income cannot exceed the limit set for your county:

Oregon USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

County Name                 

1-4 Person Households
(Guaranteed Loans)

5-8 Person Households 
(Guaranteed Loans)

NON-METRO

BAKER

$73,600

$97,150

CORVALLIS, OR (MSA)

BENTON

$81,450

$107,500

PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)

CLACKAMAS

$80,500

$106,250

ASTORIA, OR (MICRO)

CLATSOP

$73,600

$97,150

PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)

COLUMBIA

$80,500

$106,250

COOS BAY, OR (MICRO)

COOS

$73,600

$97,150

PRINEVILLE, OR (MICRO)

CROOK

$73,600

$97,150

BROOKINGS, OR (MICRO)

CURRY

$73,600

$97,150

BEND, OR (MSA)

DESCHUTES

$73,600

$97,150

ROSEBURG, OR (MICRO)

DOUGLAS

$73,600

$97,150

NON-METRO

GILLIAM

$73,600

$97,150

NON-METRO

GRANT

$73,600

$97,150

NON-METRO

HARNEY

$73,600

$97,150

HOOD RIVER, OR (MICRO)

HOOD RIVER

$73,600

$97,150

MEDFORD, OR (MSA)

JACKSON

$73,600

$97,150

NON-METRO

JEFFERSON

$73,600

$97,150

GRANTS PASS, OR (MICRO)

JOSEPHINE

$73,600

$97,150

KLAMATH FALLS, OR (MICRO)

KLAMATH

$73,600

$97,150

NON-METRO

LAKE

$73,600

$97,150

EUGENE-SPRINGFIELD, OR (MSA)

LANE

$73,600

$97,150

NON-METRO

LINCOLN

$73,600

$97,150

ALBANY-LEBANON, OR (MICRO)

LINN

$73,600

$97,150

ONTARIO, OR-ID (MICRO)

MALHEUR

$73,600

$97,150

SALEM, OR (MSA)

MARION

$73,600

$97,150

PENDLETON-HERMISTON, OR (MICRO)

MORROW

$73,600

$97,150

PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)

MULTNOMAH

$80,500

$106,250

SALEM, OR (MSA)

POLK

$73,600

$97,150

NON-METRO

SHERMAN

$73,600

$97,150

NON-METRO

TILLAMOOK

$73,600

$97,150

PENDLETON-HERMISTON, OR (MICRO)

UMATILLA

$73,600

$97,150

LA GRANDE, OR (MICRO)

UNION

$73,600

$97,150

NON-METRO

WALLOWA

$73,600

$97,150

CITY OF THE DALLES, OR (MICRO)

WASCO

$73,600

$97,150

PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)

WASHINGTON

$80,500

$106,250

NON-METRO

WHEELER

$73,600

$97,150

PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)

YAMHILL

$80,500

$106,250

Because of these sometimes detailed and overwhelming guidelines, Consumer Real Estate is here to guide you through the application process. Contact us today for details or to get started with your Oregon USDA Loan application.



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