USDA Loans in Ohio

Consumer Real Estate is here to guide Ohio residents as they explore the options of a USDA Loan. The advantages of Ohio Rural Development Loans include:

  • 100% Financing up to the appraised value
  • Flexible Ohio credit qualifications
  • No  Ohio loan amount limitations

Ohio Areas that Qualify for a USDA Loan

Too many Ohio residents assume that because these government-insured loans are backed by the United States Department of Agriculture that only properties located within rural farming communities qualify. In truth, USDA Loans were designed to encourage economic growth in smaller communities located all throughout Ohio. This includes communities that lie just outside city limits and communities with less than 20,000 people.

Because of this diversity, you should never assume that your area does not qualify for a USDA Loan.  The experts here at Consumer Real Estate are here to help, fill out the Application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Our Ohio office is located at:

1929 Royalton Road
Broadview Hts., OH 44147

Ohio’s USDA Loan Income Limits By County

When applying for a USDA or Rural Development Loan, Ohio Residents must meet a few requirements. One of these is maximum income limits. If the property is located within an eligible area, your income cannot exceed the current yearly income limit set for that county.

Ohio USDA Loan Adjusted Maximum Income Limits by County
Updated 10/24/2012

County Name    

1-4 Person Households
(Guaranteed Loans)

5-8 Person Households 
(Guaranteed Loans)

NON-METRO

ADAMS

$74,050

$97,750

LIMA, OH (MSA)

ALLEN

$74,050

$97,750

ASHLAND, OH (MICRO)

ASHLAND

$74,050

$97,750

ASHTABULA, OH (MICRO)

ASHTABULA

$74,050

$97,750

ATHENS, OH (MICRO)

ATHENS

$74,050

$97,750

WAPAKONETA, OH (MICRO)

AUGLAIZE

$74,050

$97,750

WHEELING, WV-OH (MSA)

BELMONT

$74,050

$97,750

CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)

BROWN

$80,950

$106,850

CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)

BUTLER

$80,950

$106,850

CANTON-MASSILLON, OH (MSA)

CARROLL

$74,050

$97,750

URBANA, OH (MICRO)

CHAMPAIGN

$74,050

$97,750

SPRINGFIELD, OH (MSA)

CLARK

$74,050

$97,750

CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)

CLERMONT

$80,950

$106,850

WILMINGTON, OH (MICRO)

CLINTON

$74,050

$97,750

EAST LIVERPOOL-SALEM, OH (MICRO)

COLUMBIANA

$74,050

$97,750

COSHOCTON, OH (MICRO)

COSHOCTON

$74,050

$97,750

BUCYRUS, OH (MICRO)

CRAWFORD

$74,050

$97,750

CLEVELAND-ELYRIA-MENTOR, OH (MSA)

CUYAHOGA

$74,050

$97,750

GREENVILLE, OH (MICRO)

DARKE

$74,050

$97,750

DEFIANCE, OH (MICRO)

DEFIANCE

$74,050

$97,750

COLUMBUS, OH (MSA)

DELAWARE

$78,900

$104,150

SANDUSKY, OH (MSA)

ERIE

$74,050

$97,750

COLUMBUS, OH (MSA)

FAIRFIELD

$73,600

$97,150

WASHINGTON, OH (MICRO)

FAYETTE

$73,600

$97,150

COLUMBUS, OH (MSA)

FRANKLIN

$73,600

$97,150

TOLEDO, OH (MSA)

FULTON

$73,600

$97,150

POINT PLEASANT, WV-OH (MICRO)

GALLIA

$73,600

$97,150

CLEVELAND-ELYRIA-MENTOR, OH (MSA)

GEAUGA

$74,550

$98,400

DAYTON, OH (MSA)

GREENE

$74,050

$97,750

CAMBRIDGE, OH (MICRO)

GUERNSEY

$74,050

$97,750

CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)

HAMILTON

$80,950

$106,850

FINDLAY, OH (MICRO)

HANCOCK

$74,050

$97,750

NON-METRO

HARDIN

$74,050

$97,750

NON-METRO

HARRISON

$74,050

$97,750

NON-METRO

HENRY

$74,050

$97,750

NON-METRO

HIGHLAND

$74,050

$97,750

NON-METRO

HOCKING

$74,050

$97,750

NON-METRO

HOLMES

$74,050

$97,750

NORWALK, OH (MICRO)

HURON

$74,050

$97,750

NON-METRO

JACKSON

$74,050

$97,750

WEIRTON-STEUBENVILLE, WV-OH (MSA)

JEFFERSON

$74,050

$97,750

MOUNT VERNON, OH (MICRO)

KNOX

$74,050

$97,750

CLEVELAND-ELYRIA-MENTOR, OH (MSA)

LAKE

$74,550

$98,400

HUNTINGTON-ASHLAND, WV-KY-OH (MSA)

LAWRENCE

$74,050

$97,750

COLUMBUS, OH (MSA)

LICKING

$78,900

$104,150

BELLEFONTAINE, OH (MICRO)

LOGAN

$74,050

$97,750

CLEVELAND-ELYRIA-MENTOR, OH (MSA)

LORAIN

$74,550

$98,400

TOLEDO, OH (MSA)

LUCAS

$74,550

$97,750

COLUMBUS, OH (MSA)

MADISON

$78,900

$104,150

YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (MSA)             $74,050              $97,750
NON-METRO    MARION             $74,050              $97,750
NON-METRO    MEIGA             $74,050              $97,750
NON-METRO    MERCER             $74,050              $97,750
NON-METRO    MONROE             $74,050              $97,750
NON-METRO    MORGAN             $74,050              $97,750
NON-METRO    MUSTINGUM             $74,050              $97,750
NON-METRO    NOBLE             $74,050              $97,750
NON-METRO   PAULDING             $74,050              $97,750
NON-METRO    PERRY             $74,050              $97,750
NON-METRO    PIKE             $74,050              $97,750
NON-METRO    PUTNAM            $77,650            $102,500
NON-METRO    ROSS             $74,050              $97,750
NON-METRO    SANDUSKY             $74,050              $97,750
NON-METRO    SCIOTO             $74,050              $97,750
 NON-METRO    SENECA             $74,050              $97,750
 NON-METRO    SHELBY             $74,050              $97,750
 NON-METRO  TUSCRAWAS             $74,050              $97,750
 NON-METRO   VAN WERT             $74,050              $97,750
 NON-METRO    VINTAN             $74,050              $97,750
 NON-METRO    WAYNE             $74,050              $97,750
 NON-METRO    WILLIAM             $74,050              $97,750
 NON-METRO    WYANDOT             $74,050              $97,750

 

As a Buckeye resident, you do not have to navigate the sometimes confusing USDA Loan application process alone. The certified agents at Consumer Real Estate are here to help.   Contact us today for assistance!