USDA Loans in New Hampshire

There is little wonder as to why you want to call the state of New Hampshire your home. With such naturally beautiful sights like the White Mountains and Lake Winnipesaukee, the Granite State is definitely a place worth settling down in. The best part is, with the help of the experts at Consumer Real Estate, purchasing your dream home in your dream state may have just got a little easier.

Our certified USDA Loan agents are here to help walk you through the sometimes confusing process of applying for a home loan. If a USDA Rural Development Loan is right for you, they will help you take advantage of its numerous benefits:

  • 100% financing up to the appraised value
  • No private mortgage insurance for qualifying New Hampshire homes
  • Flexible New Hampshire credit qualifications
  • No New Hampshire loan amount limitations

New Hampshire Areas that Qualify for Rural Development Loans

You should not assume that USDA Loans (also referred to as Rural Development Home Loans) only refer to agriculture. Instead, these loans are designed to help strengthen the nation’s smaller communities. While major cities are not eligible, many properties lying just outside of those same metropolitan areas are USDA Loan eligible.

For help learning if the property you are interested in is USDA Loan eligible, the experts here at Consumer Real Estate are here to guide you. Simply fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

New Hampshire’s USDA Loan Income Limits by County

Consumer Real Estate is here to answer all your questions, including information on things like credit history and income limits.

Keep in mind that when applying for a USDA Loan, there is a maximum income limit. Your income cannot exceed the maximum amount set for your county. These USDA Loan income limits include:

County Name                 

1-4 Person Households
(Guaranteed Loans)

5-8 Person Households 
(Guaranteed Loans)

LACONIA, NH (MICRO)

BELKNAP

$84,100

$111,000

NON-METRO

CARROLL

$84,100

$111,000

KEENE, NH (MICRO)

CHESHIRE

$84,100

$111,000

BERLIN, NH-VT (MICRO)

COOS

$84,100

$111,000

LEBANON, NH-VT (MICRO)

GRAFTON

$84,100

$111,000

MANCHESTER-NASHUA, NH (MSA)

HILLSBOROUGH

$88,550

$116,900

CONCORD, NH (MICRO)

MERRIMACK

$86,100

$113,650

ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH METROPOLITA

ROCKINGHAM

$92,000

$121,450

ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH METROPOLITA

STRAFFORD

$92,000

$121,450

CLAREMONT, NH (MICRO)

SULLIVAN

$84,100

$111,000

 
Have more questions or want to get the application process started. Consumer Real Estate is here to help. Contact us today for assistance with your New Hampshire USDA Home loan.