There is little wonder as to why you want to call the state of New Hampshire your home. With such naturally beautiful sights like the White Mountains and Lake Winnipesaukee, the Granite State is definitely a place worth settling down in. The best part is, with the help of the experts at Consumer Real Estate Finance Co., purchasing your dream home in your dream state may have just got a little easier.

Our certified USDA Loan agents are here to help walk you through the sometimes confusing process of applying for a home loan. If a USDA Rural Development Loan is right for you, they will help you take advantage of its numerous benefits:

  • 100% financing up to the appraised value
  • No private mortgage insurance for qualifying New Hampshire homes
  • Flexible New Hampshire credit qualifications
  • No New Hampshire loan amount limitations

New Hampshire Areas that Qualify for Rural Development Loans

You should not assume that USDA Loans (also referred to as Rural Development Home Loans) only refer to agriculture. Instead, these loans are designed to help strengthen the nation’s smaller communities. While major cities are not eligible, many properties lying just outside of those same metropolitan areas are USDA Loan eligible.

For help learning if the property you are interested in is USDA Loan eligible, the experts here at Consumer Real Estate Finance Co. are here to guide you. Simply fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

New Hampshire’s USDA Loan Income Limits by County

Consumer Real Estate Finance Co. is here to answer all your questions, including information on things like credit history and income limits.

Keep in mind that when applying for a USDA Loan, there is a maximum income limit. Your income cannot exceed the maximum amount set for your county. These USDA Loan income limits include:

STATE:NEW HAMPSHIRE PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Lawrence MA-NH HUD Metro FMR Area VERY LOW INCOME 31350 35800 40300 44750 48350 51950 55500 59100
LOW INCOME 45500 52000 58500 65000 70200 75400 80600 85800
MOD.INC-GUAR.LOAN 100900 100900 100900 100900 133200 133200 133200 133200
Portsmouth-Rochester NH HUD Metro FMR Area VERY LOW INCOME 31350 35800 40300 44750 48350 51950 55500 59100
LOW INCOME 45500 52000 58500 65000 70200 75400 80600 85800
MOD.INC-GUAR.LOAN 100900 100900 100900 100900 133200 133200 133200 133200
Western Rockingham County NH HUD Metro FMR VERY LOW INCOME 36500 41700 46900 52100 56300 60450 64650 68800
LOW INCOME 45500 52000 58500 65000 70200 75400 80600 85800
MOD.INC-GUAR.LOAN 100900 100900 100900 100900 133200 133200 133200 133200
Manchester NH HUD Metro FMR Area VERY LOW INCOME 26950 30800 34650 38500 41600 44700 47750 50850
LOW INCOME 43100 49300 55450 61600 66550 71450 76400 81300
MOD.INC-GUAR.LOAN 88550 88550 88550 88550 116900 116900 116900 116900
Nashua NH HUD Metro FMR Area VERY LOW INCOME 32900 37600 42300 47000 50800 54550 58300 62050
LOW INCOME 45500 52000 58500 65000 70200 75400 80600 85800
MOD.INC-GUAR.LOAN 93450 93450 93450 93450 123350 123350 123350 123350
Belknap County NH VERY LOW INCOME 24700 28200 31750 35250 38100 40900 43750 46550
LOW INCOME 39500 45100 50750 56400 60900 65400 69950 74450
MOD.INC-GUAR.LOAN 86700 86700 86700 86700 114450 114450 114450 114450
Carroll County NH VERY LOW INCOME 24650 28200 31700 35200 38050 40850 43650 46500
LOW INCOME 39400 45050 50650 56300 60800 65300 69800 74300
MOD.INC-GUAR.LOAN 86700 86700 86700 86700 114450 114450 114450 114450
Cheshire County NH VERY LOW INCOME 24750 28300 31850 35350 38200 41050 43850 46700
LOW INCOME 39600 45250 50900 56550 61050 65600 70100 74650
MOD.INC-GUAR.LOAN 86700 86700 86700 86700 114450 114450 114450 114450
Coos County NH VERY LOW INCOME 24650 28200 31700 35200 38050 40850 43650 46500
LOW INCOME 39400 45050 50650 56300 60800 65300 69800 74300
MOD.INC-GUAR.LOAN 86700 86700 86700 86700 114450 114450 114450 114450
Grafton County NH VERY LOW INCOME 24650 28200 31700 35200 38050 40850 43650 46500
LOW INCOME 39400 45050 50650 56300 60800 65300 69800 74300
MOD.INC-GUAR.LOAN 86700 86700 86700 86700 114450 114450 114450 114450
Merrimack County NH VERY LOW INCOME 29200 33350 37500 41650 45000 48350 51650 55000
LOW INCOME 44750 51100 57500 63900 69000 74100 79250 84350
MOD.INC-GUAR.LOAN 91850 91850 91850 91850 121250 121250 121250 121250
Sullivan County NH VERY LOW INCOME 24650 28200 31700 35200 38050 40850 43650 46500
LOW INCOME 39400 45050 50650 56300 60800 65300 69800 74300
MOD.INC-GUAR.LOAN 86700 86700 86700 86700 114450 114450 114450 114450

 
Have more questions or want to get the application process started. Consumer Real Estate Finance Co. is here to help. Contact us today for assistance with your New Hampshire USDA Home loan.