If you are thinking about buying a new home, why not let the experts at Consumer Real Estate Finance Co. be your guide. As one of the most experienced USDA home loan agencies, we can offer you the advice you have been looking for. With help from our certified agents, we can guide you through the sometimes confusing USDA loan application process, and help you realize your dreams of home ownership.

Backed by the USDA, Nevada residents can experience the many benefits of these Rural Development Loans, including:

  • 100% Financing up to the appraised value
  • NO private mortgage insurance for qualifying Nevada homes
  • Flexible Nevada credit qualifications
  • No Nevada loan amount limitations

Nevada Areas that Qualify for Rural Development Loans

You should not assume that USDA Loans (also referred to as Rural Development Home Loans) only refer to agriculture. Instead, think of them as ways to help build stronger communities. While major cities are not eligible, many properties lying just outside of those same metropolitan areas are USDA Loan eligible.

For help learning if the property you are interested in is USDA Loan eligible, the experts here at Consumer Real Estate Finance Co. are here to guide you. Simply fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Nevada’s USDA Loan Income Limits by County

Some of the eligibility restrictions that determine if you qualify for a USDA loan include the county and zip code the Nevada home resides in, as well as, your past credit history and number of dependents.

In addition, because they are designed for families with moderate to lower incomes, the income of homebuyers looking into a Nevada USDA Home Loan cannot exceed their county’s set limit:

Nevada USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

STATE:NEVADA PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Carson City NV MSA VERY LOW INCOME 24350 27800 31300 34750 37550 40350 43100 45900
LOW INCOME 38900 44500 50050 55600 60050 64500 68950 73400
MOD.INC-GUAR.LOAN 79950 79950 79950 79950 105550 105550 105550 105550
Las Vegas-Paradise NV MSA VERY LOW INCOME 23100 26400 29700 33000 35650 38300 40950 43600
LOW INCOME 36950 42250 47500 52800 57000 61250 65450 69700
MOD.INC-GUAR.LOAN 75900 75900 75900 75900 100200 100200 100200 100200
Reno-Sparks NV MSA VERY LOW INCOME 25000 28600 32150 35700 38600 41450 44300 47150
LOW INCOME 39950 45700 51400 57100 61650 66250 70800 75350
MOD.INC-GUAR.LOAN 82100 82100 82100 82100 108350 108350 108350 108350
Churchill County NV VERY LOW INCOME 23700 27100 30500 33850 36600 39300 42000 44700
LOW INCOME 37900 43300 48750 54150 58500 62800 67150 71500
MOD.INC-GUAR.LOAN 77850 77850 77850 77850 102750 102750 102750 102750
Douglas County NV VERY LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650
LOW INCOME 43800 50050 56300 62550 67550 72550 77550 82550
MOD.INC-GUAR.LOAN 89900 89900 89900 89900 118650 118650 118650 118650
Elko County NV VERY LOW INCOME 28000 32000 36000 39950 43150 46350 49550 52750
LOW INCOME 44750 51100 57500 63900 69000 74100 79250 84350
MOD.INC-GUAR.LOAN 91850 91850 91850 91850 121250 121250 121250 121250
Esmeralda County NV VERY LOW INCOME 23100 26400 29700 33000 35650 38300 40950 43600
LOW INCOME 36950 42250 47500 52800 57000 61250 65450 69700
MOD.INC-GUAR.LOAN 75900 75900 75900 75900 100200 100200 100200 100200
Eureka County NV VERY LOW INCOME 26100 29800 33550 37250 40250 43250 46200 49200
LOW INCOME 41700 47700 53650 59600 64350 69150 73900 78650
MOD.INC-GUAR.LOAN 85700 85700 85700 85700 113100 113100 113100 113100
Humboldt County NV VERY LOW INCOME 25700 29400 33050 36700 39650 42600 45550 48450
LOW INCOME 41100 46950 52850 58700 63400 68100 72800 77500
MOD.INC-GUAR.LOAN 84400 84400 84400 84400 111400 111400 111400 111400
Lander County NV VERY LOW INCOME 25450 29100 32750 36350 39300 42200 45100 48000
LOW INCOME 40700 46500 52350 58150 62800 67450 72100 76750
MOD.INC-GUAR.LOAN 83600 83600 83600 83600 110350 110350 110350 110350
Lincoln County NV VERY LOW INCOME 23100 26400 29700 33000 35650 38300 40950 43600
LOW INCOME 36950 42250 47500 52800 57000 61250 65450 69700
MOD.INC-GUAR.LOAN 75900 75900 75900 75900 100200 100200 100200 100200
Lyon County NV VERY LOW INCOME 23100 26400 29700 33000 35650 38300 40950 43600
LOW INCOME 36950 42250 47500 52800 57000 61250 65450 69700
MOD.INC-GUAR.LOAN 75900 75900 75900 75900 100200 100200 100200 100200
Mineral County NV VERY LOW INCOME 23100 26400 29700 33000 35650 38300 40950 43600
LOW INCOME 36950 42250 47500 52800 57000 61250 65450 69700
MOD.INC-GUAR.LOAN 75900 75900 75900 75900 100200 100200 100200 100200
Nye County NV VERY LOW INCOME 23100 26400 29700 33000 35650 38300 40950 43600
LOW INCOME 36950 42250 47500 52800 57000 61250 65450 69700
MOD.INC-GUAR.LOAN 75900 75900 75900 75900 100200 100200 100200 100200
Pershing County NV VERY LOW INCOME 23200 26500 29800 33100 35750 38400 41050 43700
LOW INCOME 37050 42350 47650 52950 57200 61400 65650 69900
MOD.INC-GUAR.LOAN 76100 76100 76100 76100 100450 100450 100450 100450
White Pine County NV VERY LOW INCOME 23450 26800 30150 33450 36150 38850 41500 44200
LOW INCOME 37450 42800 48150 53500 57800 62050 66350 70600
MOD.INC-GUAR.LOAN 76900 76900 76900 76900 101500 101500 101500 101500

 

Have more questions or want to get the application process started. Consumer Real Estate Finance Co. is here to help. Contact us today for assistance with your Nevada USDA Home loan.