USDA Loans in Montana

Full of charming homes set against one of the country’s most beautiful landscapes, Montana has always been a great place to live and work. And now, thanks to the Rural Development Loan Program, owning a home in this great state just got a little easier. Backed by the U.S government, these USDA loans offer an affordable alternative to a traditional home loan.

Advantages of seeking a USDA Loan to Finance Your Montana Property Include:

  • Finance 100% of Your Montana Home Loan
  • Flexible Credit Guidelines
  • Low Fixed Interest Rates
  • No Loan Amount Limitations on Montana Property

Montana Areas that Qualify for Rural Development Loans

Too many Montana residents assume that because these government-insured loans are backed by the United States Department of Agriculture that only properties located within rural farming communities qualify. In truth, USDA Loans were designed to encourage economic growth in smaller communities located all throughout Big Sky Country. This includes communities that lie just outside city limits and communities with less than 20,000 people.

For this reason, you should never assume that your Montana area does not qualify for a USDA Loan. The experts here at Consumer Real Estate are here to help, fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Montana’s USDA Loan Income Limits by County

You should be aware that there are certain maximum income limits that help to determine eligibility. In addition to a credit evaluation, your annual salary cannot exceed the limits set for your county:

Montana USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

County Name                 

1-4 Person Households
(Guaranteed Loans)

5-8 Person Households 
(Guaranteed Loans)

NON-METRO

BEAVERHEAD

$73,600

$97,150

NON-METRO

BIG HORN

$73,600

$97,150

NON-METRO

BLAINE

$73,600

$97,150

NON-METRO

BROADWATER

$73,600

$97,150

BILLINGS, MT (MSA)

CARBON

$73,600

$97,150

NON-METRO

CARTER

$73,600

$97,150

GREAT FALLS, MT (MSA)

CASCADE

$73,600

$97,150

NON-METRO

CHOUTEAU

$73,600

$97,150

NON-METRO

CUSTER

$73,600

$97,150

NON-METRO

DANIELS

$73,600

$97,150

NON-METRO

DAWSON

$73,600

$97,150

NON-METRO

DEER LODGE

$73,600

$97,150

NON-METRO

FALLON

$73,600

$97,150

NON-METRO

FERGUS

$73,600

$97,150

KALISPELL, MT (MICRO)

FLATHEAD

$73,600

$97,150

BOZEMAN, MT (MICRO)

GALLATIN

$73,600

$97,150

NON-METRO

GARFIELD

$73,600

$97,150

NON-METRO

GLACIER

$73,600

$97,150

NON-METRO

GOLDEN VALLEY

$73,600

$97,150

NON-METRO

GRANITE

$73,600

$97,150

HAVRE, MT (MICRO)

HILL

$73,600

$97,150

HELENA, MT (MICRO)

JEFFERSON

$73,600

$97,150

NON-METRO

JUDITH BASIN

$73,600

$97,150

NON-METRO

LAKE

$73,600

$97,150

HELENA, MT (MICRO)

LEWIS AND CLARK

$73,600

$97,150

NON-METRO

LIBERTY

$73,600

$97,150

NON-METRO

LINCOLN

$73,600

$97,150

NON-METRO

MADISON

$73,600

$97,150

NON-METRO

MCCONE

$73,600

$97,150

NON-METRO

MEAGHER

$73,600

$97,150

NON-METRO

MINERAL

$73,600

$97,150

MISSOULA, MT (MSA)

MISSOULA

$73,600

$97,150

NON-METRO

MUSSELSHELL

$73,600

$97,150

NON-METRO

PARK

$73,600

$97,150

NON-METRO

PETROLEUM

$73,600

$97,150

NON-METRO

PHILLIPS

$73,600

$97,150

NON-METRO

PONDERA

$73,600

$97,150

NON-METRO

POWDER RIVER

$73,600

$97,150

NON-METRO

POWELL

$73,600

$97,150

NON-METRO

PRAIRIE

$73,600

$97,150

NON-METRO

RAVALLI

$73,600

$97,150

NON-METRO

RICHLAND

$73,600

$97,150

NON-METRO

ROOSEVELT

$73,600

$97,150

NON-METRO

ROSEBUD

$73,600

$97,150

NON-METRO

SANDERS

$73,600

$97,150

NON-METRO

SHERIDAN

$73,600

$97,150

BUTTE-SILVER BOW, MT (MICRO)

SILVER BOW

$73,600

$97,150

NON-METRO

STILLWATER

$73,600

$97,150

NON-METRO

SWEET GRASS

$73,600

$97,150

NON-METRO

TETON

$73,600

$97,150

NON-METRO

TOOLE

$73,600

$97,150

NON-METRO

TREASURE

$73,600

$97,150

NON-METRO

VALLEY

$73,600

$97,150

NON-METRO

WHEATLAND

$73,600

$97,150

NON-METRO

WIBAUX

$73,600

$97,150

BILLINGS, MT (MSA)

YELLOWSTONE

$73,600

$97,150

 

As a Montana resident, you do not have to navigate the sometimes confusing USDA Loan application process alone. The certified agents at Consumer Real Estate are here to help. Contact us today for assistance!