USDA Loans in Mississippi

From Hattiesburg to Jackson, there are a number of affordable, not to mention beautiful homes located all across the great state of Mississippi. Better yet, thanks to the USDA Loan Program, the possibility of buying one of these homes just got easier.

With the help from the USDA Loan Program (Also Referred to as the Rural Development Loan Program), many home buyers in Mississippi may qualify for a home loan that offers:

  • Fixed Interest Rates
  • No Maximum Loan Amount
  • Flexible Credit Guidelines for Mississippi Residents
  • NO PMI and No Money Down

Mississippi Areas that Qualify for Rural Development Loans

The term “Rural Development Loan” can be somewhat misleading. This is why the experts here at Consumer Real Estate want to emphasize that USDA Home Loans are not just for Mississippi farmland. Instead, a great number of areas located all throughout this majestic state are USDA loan eligible. A good rule of thumb is to focus on communities that are located outside of major metropolitan area limits and have less than 20,000 residents.

Because of the varying property eligibility requirements, you should never assume that your Mississippi area does not qualify for a USDA Loan. For answers to your questions, please fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Mississippi’s USDA Loan Income Limits by County

When applying for a USDA or Rural Development Loan, Mississippi Residents must meet a few requirements. One of these is maximum income limits. If the property is located within an eligible area, your annual income cannot exceed the current income limit set for that county.

Mississippi USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

County Name                 

1-4 Person Households
(Guaranteed Loans)

5-8 Person Households 
(Guaranteed Loans)

NATCHEZ, MS-LA (MICRO)

ADAMS

$73,600

$97,150

CORINTH, MS (MICRO)

ALCORN

$73,600

$97,150

MCCOMB, MS (MICRO)

AMITE

$73,600

$97,150

NON-METRO

ATTALA

$73,600

$97,150

NON-METRO

BENTON

$73,600

$97,150

CLEVELAND, MS (MICRO)

BOLIVAR

$73,600

$97,150

NON-METRO

CALHOUN

$73,600

$97,150

GREENWOOD, MS (MICRO)

CARROLL

$73,600

$97,150

NON-METRO

CHICKASAW

$73,600

$97,150

NON-METRO

CHOCTAW

$73,600

$97,150

NON-METRO

CLAIBORNE

$73,600

$97,150

MERIDIAN, MS (MICRO)

CLARKE

$73,600

$97,150

WEST POINT, MS (MICRO)

CLAY

$73,600

$97,150

CLARKSDALE, MS (MICRO)

COAHOMA

$73,600

$97,150

JACKSON, MS (MSA)

COPIAH

$73,600

$97,150

NON-METRO

COVINGTON

$73,600

$97,150

MEMPHIS, TN-MS-AR (MSA)

DESOTO

$73,600

$97,150

HATTIESBURG, MS (MSA)

FORREST

$73,600

$97,150

NON-METRO

FRANKLIN

$73,600

$97,150

PASCAGOULA, MS (MSA)

GEORGE

$73,600

$97,150

NON-METRO

GREENE

$73,600

$97,150

GRENADA, MS (MICRO)

GRENADA

$73,600

$97,150

GULFPORT-BILOXI, MS (MSA)

HANCOCK

$73,600

$97,150

GULFPORT-BILOXI, MS (MSA)

HARRISON

$73,600

$97,150

JACKSON, MS (MSA)

HINDS

$73,600

$97,150

NON-METRO

HOLMES

$73,600

$97,150

NON-METRO

HUMPHREYS

$73,600

$97,150

NON-METRO

ISSAQUENA

$73,600

$97,150

TUPELO, MS (MICRO)

ITAWAMBA

$73,600

$97,150

PASCAGOULA, MS (MSA)

JACKSON

$73,600

$97,150

LAUREL, MS (MICRO)

JASPER

$73,600

$97,150

NON-METRO

JEFFERSON

$73,600

$97,150

NON-METRO

JEFFERSON DAVIS

$73,600

$97,150

LAUREL, MS (MICRO)

JONES

$73,600

$97,150

MERIDIAN, MS (MICRO)

KEMPER

$73,600

$97,150

OXFORD, MS (MICRO)

LAFAYETTE

$73,600

$97,150

HATTIESBURG, MS (MSA)

LAMAR

$73,600

$97,150

MERIDIAN, MS (MICRO)

LAUDERDALE

$73,600

$97,150

NON-METRO

LAWRENCE

$73,600

$97,150

NON-METRO

LEAKE

$73,600

$97,150

TUPELO, MS (MICRO)

LEE

$73,600

$97,150

GREENWOOD, MS (MICRO)

LEFLORE

$73,600

$97,150

BROOKHAVEN, MS (MICRO)

LINCOLN

$73,600

$97,150

COLUMBUS, MS (MICRO)

LOWNDES

$73,600

$97,150

JACKSON, MS (MSA)

MADISON

$73,600

$97,150

NON-METRO

MARION

$73,600

$97,150

MEMPHIS, TN-MS-AR (MSA)

MARSHALL

$73,600

$97,150

NON-METRO

MONROE

$73,600

$97,150

NON-METRO

MONTGOMERY

$73,600

$97,150

NON-METRO

NESHOBA

$73,600

$97,150

NON-METRO

NEWTON

$73,600

$97,150

NON-METRO

NOXUBEE

$73,600

$97,150

STARKVILLE, MS (MICRO)

OKTIBBEHA

$73,600

$97,150

NON-METRO

PANOLA

$73,600

$97,150

PICAYUNE, MS (MICRO)

PEARL RIVER

$73,600

$97,150

HATTIESBURG, MS (MSA)

PERRY

$73,600

$97,150

MCCOMB, MS (MICRO)

PIKE

$73,600

$97,150

TUPELO, MS (MICRO)

PONTOTOC

$73,600

$97,150

NON-METRO

PRENTISS

$73,600

$97,150

NON-METRO

QUITMAN

$73,600

$97,150

JACKSON, MS (MSA)

RANKIN

$73,600

$97,150

NON-METRO

SCOTT

$73,600

$97,150

NON-METRO

SHARKEY

$73,600

$97,150

JACKSON, MS (MSA)

SIMPSON

$73,600

$97,150

NON-METRO

SMITH

$73,600

$97,150

GULFPORT-BILOXI, MS (MSA)

STONE

$73,600

$97,150

INDIANOLA, MS (MICRO)

SUNFLOWER

$73,600

$97,150

NON-METRO

TALLAHATCHIE

$73,600

$97,150

MEMPHIS, TN-MS-AR (MSA)

TATE

$73,600

$97,150

NON-METRO

TIPPAH

$73,600

$97,150

NON-METRO

TISHOMINGO

$73,600

$97,150

MEMPHIS, TN-MS-AR (MSA)

TUNICA

$73,600

$97,150

NON-METRO

UNION

$73,600

$97,150

NON-METRO

WALTHALL

$73,600

$97,150

VICKSBURG, MS (MICRO)

WARREN

$73,600

$97,150

GREENVILLE, MS (MICRO)

WASHINGTON

$73,600

$97,150

NON-METRO

WAYNE

$73,600

$97,150

NON-METRO

WEBSTER

$73,600

$97,150

NON-METRO

WILKINSON

$73,600

$97,150

NON-METRO

WINSTON

$73,600

$97,150

NON-METRO

YALOBUSHA

$73,600

$97,150

YAZOO CITY, MS (MICRO)

YAZOO

$73,600

$97,150

 

Do you want more information? Learn more about Rural Development Loans in Mississippi by contacting Consumer Real Estate today!



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