USDA Loans in Louisiana

With an eclectic culture, beautiful landscape and inspiring culinary history, it is little wonder as to why Louisiana has become such a popular place to settle down and buy a home. And now, thanks to the USDA Loan Program, finding and purchasing a home in the Bayou State just got a little easier.

Also referred to as the Rural Development Loan Program, these government backed loans are intended to help enhance many of the nation’s smaller communities and rural areas. Benefits of the Louisiana USDA Rural Development Loan Program include:

  • Finance 100% of Your Louisiana Home Loan
  • Flexible Credit Guidelines
  • Low Fixed Interest Rates
  • No Loan Amount Limitations on Louisiana Property

Louisiana Areas that Qualify for Rural Development Loans

You should not be misled by the term “Rural Development Loans.” It is true that these loans are intended for smaller communities, many of which may lie in rural areas. However, this does not mean that these loans are solely intended to benefit farmers. Instead, many homes and properties located all throughout the great state of Louisiana are USDA Loan eligible; and, some of these homes are located just outside of larger metropolitan areas.

Basic USDA Loan property eligibility requirements include:

  • Communities located outside of city limits
  • Communities with less than 20,000 people

You should never assume the Louisiana property you are interested in purchasing is not eligible for one of these rural development loans. Instead, turn to the experts at Consumer Real Estate for help. For answers to any of your questions, please fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Louisiana’s USDA Loan Income Limits By County

At Consumer Real Estate, our expert staff is here to answer all your questions, including information on things like credit history and income limits.

Keep in mind that when applying for a Rural Development Loan, there is a maximum income limit. Your income cannot exceed the maximum amount set for your county. These USDA Loan income limits for Louisiana communities include:

Louisiana USDA Loan Adjusted Maximum Income Limits by County
Updated 05/01/2009

County Name                 

1-4 Person Households
(Guaranteed Loans)

5-8 Person Households 
(Guaranteed Loans)

CROWLEY, LA (MICRO)

ACADIA

$73,600

$97,150

NON-METRO

ALLEN

$73,600

$97,150

BATON ROUGE, LA (MSA)

ASCENSION

$73,600

$97,150

PIERRE PART, LA (MICRO)

ASSUMPTION

$73,600

$97,150

NON-METRO

AVOYELLES

$73,600

$97,150

DE RIDDER, LA (MICRO)

BEAUREGARD

$73,600

$97,150

NON-METRO

BIENVILLE

$73,600

$97,150

SHREVEPORT-BOSSIER CITY, LA (MSA)

BOSSIER

$73,600

$97,150

SHREVEPORT-BOSSIER CITY, LA (MSA)

CADDO

$73,600

$97,150

LAKE CHARLES, LA (MSA)

CALCASIEU

$73,600

$97,150

NON-METRO

CALDWELL

$73,600

$97,150

LAKE CHARLES, LA (MSA)

CAMERON

$73,600

$97,150

NON-METRO

CATAHOULA

$73,600

$97,150

NON-METRO

CLAIBORNE

$73,600

$97,150

NATCHEZ, MS-LA (MICRO)

CONCORDIA

$73,600

$97,150

SHREVEPORT-BOSSIER CITY, LA (MSA)

DE SOTO

$73,600

$97,150

BATON ROUGE, LA (MSA)

EAST BATON ROUG

$73,600

$97,150

NON-METRO

EAST CARROLL

$73,600

$97,150

BATON ROUGE, LA (MSA)

EAST FELICIANA

$73,600

$97,150

NON-METRO

EVANGELINE

$73,600

$97,150

NON-METRO

FRANKLIN

$73,600

$97,150

ALEXANDRIA, LA (MSA)

GRANT

$73,600

$97,150

NEW IBERIA, LA (MICRO)

IBERIA

$73,600

$97,150

BATON ROUGE, LA (MSA)

IBERVILLE

$73,600

$97,150

RUSTON, LA (MICRO)

JACKSON

$73,600

$97,150

NEW ORLEANS-METAIRIE-KENNER, LA (MSA)

JEFFERSON

$73,600

$97,150

JENNINGS, LA (MICRO)

JEFFERSON DAVIS

$73,600

$97,150

NON-METRO

LA SALLE

$73,600

$97,150

LAFAYETTE, LA (MSA)

LAFAYETTE

$73,600

$97,150

HOUMA-BAYOU CANE-THIBODAUX, LA (MSA)

LAFOURCHE

$73,600

$97,150

RUSTON, LA (MICRO)

LINCOLN

$73,600

$97,150

BATON ROUGE, LA (MSA)

LIVINGSTON

$73,600

$97,150

TALLULAH, LA (MICRO)

MADISON

$73,600

$97,150

BASTROP, LA (MICRO)

MOREHOUSE

$73,600

$97,150

NATCHITOCHES, LA (MICRO)

NATCHITOCHES

$73,600

$97,150

NEW ORLEANS-METAIRIE-KENNER, LA (MSA)

ORLEANS

$73,600

$97,150

MONROE, LA (MSA)

OUACHITA

$73,600

$97,150

NEW ORLEANS-METAIRIE-KENNER, LA (MSA)

PLAQUEMINES

$73,600

$97,150

BATON ROUGE, LA (MSA)

POINTE COUPEE

$73,600

$97,150

ALEXANDRIA, LA (MSA)

RAPIDES

$73,600

$97,150

NON-METRO

RED RIVER

$73,600

$97,150

NON-METRO

RICHLAND

$73,600

$97,150

NON-METRO

SABINE

$73,600

$97,150

NEW ORLEANS-METAIRIE-KENNER, LA (MSA)

ST. BERNARD

$73,600

$97,150

NEW ORLEANS-METAIRIE-KENNER, LA (MSA)

ST. CHARLES

$73,600

$97,150

BATON ROUGE, LA (MSA)

ST. HELENA

$73,600

$97,150

NON-METRO

ST. JAMES

$73,600

$97,150

NEW ORLEANS-METAIRIE-KENNER, LA (MSA)

ST. JOHN THE BA

$73,600

$97,150

OPELOUSAS-EUNICE, LA (MICRO)

ST. LANDRY

$73,600

$97,150

LAFAYETTE, LA (MSA)

ST. MARTIN

$73,600

$97,150

MORGAN CITY, LA (MICRO)

ST. MARY

$73,600

$97,150

NEW ORLEANS-METAIRIE-KENNER, LA (MSA)

ST. TAMMANY

$73,600

$97,150

HAMMOND, LA (MICRO)

TANGIPAHOA

$73,600

$97,150

NON-METRO

TENSAS

$73,600

$97,150

HOUMA-BAYOU CANE-THIBODAUX, LA (MSA)

TERREBONNE

$73,600

$97,150

MONROE, LA (MSA)

UNION

$73,600

$97,150

ABBEVILLE, LA (MICRO)

VERMILION

$73,600

$97,150

FORT POLK SOUTH, LA (MICRO)

VERNON

$73,600

$97,150

BOGALUSA, LA (MICRO)

WASHINGTON

$73,600

$97,150

MINDEN, LA (MICRO)

WEBSTER

$73,600

$97,150

BATON ROUGE, LA (MSA)

WEST BATON ROUG

$73,600

$97,150

NON-METRO

WEST CARROLL

$73,600

$97,150

BATON ROUGE, LA (MSA)

WEST FELICIANA

$73,600

$97,150

NON-METRO

WINN

$73,600

$97,150

 

Because of these sometimes detailed and overwhelming guidelines, Consumer Real Estate is here to guide you through the application process. Contact us today for details or to get started with your Louisiana USDA Loan application.



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