When searching for home loan options in the Bluegrass State, you do not want to overlook the possibility of a USDA Home Loan. Designed to help encourage economic growth throughout the state of Kentucky, a USDA Loan is a great alternative to a traditional home loan. With no down payment required and flexible credit guidelines, a government backed USDA Loan can help your dream of homeownership become a reality.

  • 100% Financing Up to the Appraised Value
  • New and Existing Homes are Eligible
  • No Maximum Loan Amount
  • Low Fixed Interest Rates

Kentucky Areas that Qualify for a USDA Loan

While USDA Loans are limited to rural areas, you will probably be surprised at the selection of qualifying areas. Rural does not have to mean farm country, and so a number of areas that that are located right next to major cities do qualify.
In general terms, eligible USDA homes are limited to areas that are not within city limits and have less than 20,000 residents. However, you should never assume that your Kentucky home does not qualify. Even if the property you are considering is close to Lexington or Louisville, it may still qualify. So seek out the guidance of Consumer Real Estate Finance Co. Fill out the Application on this page, or call one of our certified USDA loan agents at 1-866-854-4242 and find out if you’re eligible.

Kentucky’s USDA Loan Income Limits by County

Some of the eligibility restrictions that determine if you qualify for a USDA include the county and zip code the home resides in, as well as, your past credit history and number of dependents.

In addition, because they are designed for families with moderate to lower incomes, the income of homebuyers looking into a Kentucky USDA Home Loan cannot exceed their county’s set limit:

Kentucky USDA Loan Adjusted Maximum Income Limits by County
Updated 10/24/2012

STATE:KENTUCKY PROGRAM 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Bowling Green KY MSA VERY LOW INCOME 20450 23350 26250 29150 31500 33850 36150 38500
LOW INCOME 32650 37300 42000 46650 50400 54100 57850 61600
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Grant County KY HUD Metro FMR Area VERY LOW INCOME 19200 21950 24700 27450 29650 31850 34050 36250
LOW INCOME 30750 35100 39500 43900 47400 50900 54450 57950
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Clarksville TN-KY MSA Clarksville TN-KY HUD VERY LOW INCOME 19000 21700 24400 27100 29300 31450 33650 35800
LOW INCOME 30350 34700 39000 43350 46800 50300 53750 57200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Elizabethtown KY MSA VERY LOW INCOME 20000 22850 25700 28550 30850 33150 35450 37700
LOW INCOME 32000 36550 41150 45700 49350 53000 56650 60300
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Huntington-Ashland WV-KY-OH MSA VERY LOW INCOME 17850 20400 22950 25500 27550 29600 31650 33700
LOW INCOME 28550 32650 36700 40800 44050 47350 50600 53850
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Lexington-Fayette KY MSA VERY LOW INCOME 23500 26850 30200 33550 36250 38950 41650 44300
LOW INCOME 37600 42950 48350 53700 58000 62300 66600 70900
MOD.INC-GUAR.LOAN 77200 77200 77200 77200 101900 101900 101900 101900
Louisville-Jefferson County KY-IN MSA Louisville KY-IN HUD Metro FMR Area VERY LOW INCOME 22350 25550 28750 31900 34500 37050 39600 42150
LOW INCOME 35750 40850 45950 51050 55150 59200 63300 67400
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Meade County KY HUD Metro FMR Area VERY LOW INCOME 18300 20900 23550 26150 28250 30350 32450 34500
LOW INCOME 29300 33500 37650 41850 45200 48550 51900 55250
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Nelson County KY HUD Metro FMR Area VERY LOW INCOME 20150 23000 25900 28750 31050 33350 35650 37950
LOW INCOME 32200 36800 41400 46000 49700 53350 57050 60700
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Shelby County KY HUD Metro FMR Area VERY LOW INCOME 25800 29500 33200 36850 39800 42750 45700 48650
LOW INCOME 41250 47150 53050 58950 63650 68400 73100 77800
MOD.INC-GUAR.LOAN 84750 84750 84750 84750 111850 111850 111850 111850
Owensboro KYMSA VERY LOW INCOME 20100 22950 25800 28650 30950 33250 35550 37850
LOW INCOME 32100 36700 41250 45850 49500 53200 56850 60500
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Adair CountyKY VERY LOW INCOME 16100 18400 20700 23000 24850 26700 28550 30400
LOW INCOME 25750 29450 33100 36800 39750 42700 45650 48600
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Allen CountyKY VERY LOW INCOME 16750 19150 21550 23900 25850 27750 29650 31550
LOW INCOME 26800 30600 34450 38250 41300 44350 47450 50500
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Anderson County KY VERY LOW INCOME 23800 27200 30600 34000 36750 39450 42200 44900
LOW INCOME 38100 43500 48950 54400 58750 63100 67450 71800
MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200
Ballard County KY VERY LOW INCOME 18800 21450 24150 26800 28950 31100 33250 35400
LOW INCOME 30050 34300 38600 42900 46350 49750 53200 56650
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Barren County KY VERY LOW INCOME 18050 20600 23200 25750 27850 29900 31950 34000
LOW INCOME 28850 32950 37100 41200 44500 47800 51100 54400
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Bath County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Bell County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Boyle County KY VERY LOW INCOME 19400 22150 24900 27650 29900 32100 34300 36500
LOW INCOME 31000 35400 39850 44250 47800 51350 54850 58400
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Breathitt County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Breckinridge CountyKY VERY LOW INCOME 16950 19400 21800 24200 26150 28100 30050 31950
LOW INCOME 27100 30950 34850 38700 41800 44900 48000 51100
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Butler County KY VERY LOW INCOME 16050 18350 20650 22900 24750 26600 28400 30250
LOW INCOME 25650 29300 33000 36650 39600 42500 45450 48400
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Caldwell County KY VERY LOW INCOME 18000 20550 23100 25650 27750 29800 31850 33900
LOW INCOME 28750 32850 36950 41050 44350 47600 50900 54200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Calloway County KY VERY LOW INCOME 20150 23000 25900 28750 31050 33350 35650 37950
LOW INCOME 32200 36800 41400 46000 49700 53350 57050 60700
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Carlisle County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Carroll County KY VERY LOW INCOME 19950 22800 25650 28500 30800 33100 35350 37650
LOW INCOME 31900 36500 41050 45600 49250 52900 56550 60200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Carter County KY VERY LOW INCOME 16200 18500 20800 23100 24950 26800 28650 30500
LOW INCOME 25850 29550 33250 36950 39900 42850 45800 48750
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Casey County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Clay County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Clinton County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Crittenden CountyKY VERY LOW INCOME 17250 19700 22150 24600 26600 28550 30550 32500
LOW INCOME 27550 31500 35400 39350 42500 45650 48800 51950
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Cumberland CountyKY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Elliott County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Estill County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Fleming County KY VERY LOW INCOME 17950 20500 23050 25600 27650 29700 31750 33800
LOW INCOME 28650 32750 36850 40950 44250 47500 50800 54050
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Floyd County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Franklin County KY VERY LOW INCOME 23400 26750 30100 33400 36100 38750 41450 44100
LOW INCOME 37400 42750 48100 53450 57750 62000 66300 70550
MOD.INC-GUAR.LOAN 76850 76850 76850 76850 101450 101450 101450 101450
Fulton County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Garrard County KY VERY LOW INCOME 18700 21400 24050 26700 28850 31000 33150 35250
LOW INCOME 29900 34150 38450 42700 46100 49550 52950 56350
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Graves County KY VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250
LOW INCOME 27350 31300 35200 39100 42250 45350 48500 51600
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Grayson County KY VERY LOW INCOME 16350 18650 21000 23300 25200 27050 28900 30800
LOW INCOME 26100 29850 33550 37300 40300 43250 46250 49250
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Green County KY VERY LOW INCOME 17200 19650 22100 24550 26550 28500 30450 32450
LOW INCOME 27500 31450 35350 39300 42450 45600 48750 51900
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Harlan County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Harrison County KY VERY LOW INCOME 19250 22000 24750 27500 29700 31900 34100 36300
LOW INCOME 30800 35200 39600 44000 47500 51050 54550 58100
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Hart County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Hickman County KY VERY LOW INCOME 19450 22200 25000 27750 30000 32200 34450 36650
LOW INCOME 31100 35500 39950 44400 47950 51500 55050 58600
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Hopkins County KY VERY LOW INCOME 18350 21000 23600 26200 28300 30400 32500 34600
LOW INCOME 29350 33500 37700 41900 45250 48600 51950 55300
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Jackson County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Johnson County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Knott County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Knox County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Laurel County KY VERY LOW INCOME 16150 18450 20750 23050 24900 26750 28600 30450
LOW INCOME 25850 29500 33200 36900 39850 42800 45750 48700
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Lawrence County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Lee County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Leslie County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Letcher County KY VERY LOW INCOME 15900 18150 20400 22650 24500 26300 28100 29900
LOW INCOME 25400 29000 32650 36250 39150 42050 44950 47850
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Lewis County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Lincoln County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Livingston County KY VERY LOW INCOME 17950 20500 23050 25600 27650 29700 31750 33800
LOW INCOME 28650 32750 36850 40950 44250 47500 50800 54050
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Logan County KY VERY LOW INCOME 17950 20500 23050 25600 27650 29700 31750 33800
LOW INCOME 28650 32750 36850 40950 44250 47500 50800 54050
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Lyon County KY VERY LOW INCOME 18200 20800 23400 25950 28050 30150 32200 34300
LOW INCOME 29050 33200 37350 41500 44800 48150 51450 54800
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Madison County KY VERY LOW INCOME 20450 23350 26250 29150 31500 33850 36150 38500
LOW INCOME 32650 37300 42000 46650 50400 54100 57850 61600
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Magoffin County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Marion County KY VERY LOW INCOME 18200 20800 23400 26000 28100 30200 32250 34350
LOW INCOME 29100 33300 37450 41600 44950 48250 51600 54900
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Marshall County KY VERY LOW INCOME 20200 23100 26000 28850 31200 33500 35800 38100
LOW INCOME 32300 36900 41550 46150 49850 53550 57250 60900
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Martin County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Mason County KY VERY LOW INCOME 18150 20750 23350 25900 28000 30050 32150 34200
LOW INCOME 29000 33150 37300 41450 44750 48100 51400 54700
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
McCracken County KY VERY LOW INCOME 21050 24050 27050 30050 32500 34900 37300 39700
LOW INCOME 33650 38500 43300 48100 51950 55800 59650 63500
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
McCreary County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Menifee County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Mercer County KY VERY LOW INCOME 20850 23800 26800 29750 32150 34550 36900 39300
LOW INCOME 33300 38100 42850 47600 51400 55200 59000 62850
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Metcalfe County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Monroe County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Montgomery County KY VERY LOW INCOME 18200 20800 23400 25950 28050 30150 32200 34300
LOW INCOME 29050 33200 37350 41500 44800 48150 51450 54800
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Morgan County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Muhlenberg County KY VERY LOW INCOME 16000 18300 20600 22850 24700 26550 28350 30200
LOW INCOME 25600 29250 32900 36550 39450 42400 45300 48250
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Nicholas County KY VERY LOW INCOME 16150 18450 20750 23050 24900 26750 28600 30450
LOW INCOME 25850 29500 33200 36900 39850 42800 45750 48700
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Ohio County KY VERY LOW INCOME 16450 18800 21150 23450 25350 27250 29100 31000
LOW INCOME 26250 30000 33750 37500 40500 43500 46500 49500
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Owen County KY VERY LOW INCOME 21350 24400 27450 30500 32950 35400 37850 40300
LOW INCOME 34150 39050 43900 48800 52700 56600 60500 64400
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Owsley County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Perry County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Pike County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Powell County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Pulaski County KY VERY LOW INCOME 15700 17950 20200 22400 24200 26000 27800 29600
LOW INCOME 25100 28700 32250 35850 38700 41600 44450 47300
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Robertson County KY VERY LOW INCOME 18200 20800 23400 25950 28050 30150 32200 34300
LOW INCOME 29050 33200 37350 41500 44800 48150 51450 54800
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Rockcastle CountyKY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Rowan County KY VERY LOW INCOME 16550 18900 21250 23600 25500 27400 29300 31200
LOW INCOME 26450 30200 34000 37750 40750 43800 46800 49850
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Russell County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Simpson County KY VERY LOW INCOME 19300 22050 24800 27550 29800 32000 34200 36400
LOW INCOME 30850 35300 39700 44100 47650 51150 54700 58200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Taylor County KY VERY LOW INCOME 16650 19000 21400 23750 25650 27550 29450 31350
LOW INCOME 26600 30400 34200 38000 41050 44100 47100 50150
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Todd County KY VERY LOW INCOME 16950 19400 21800 24200 26150 28100 30050 31950
LOW INCOME 27100 30950 34850 38700 41800 44900 48000 51100
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Union County KY VERY LOW INCOME 19550 22350 25150 27900 30150 32400 34600 36850
LOW INCOME 31250 35700 40200 44650 48200 51800 55350 58950
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Washington CountyKY VERY LOW INCOME 18800 21450 24150 26800 28950 31100 33250 35400
LOW INCOME 30050 34300 38600 42900 46350 49750 53200 56650
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Wayne County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Whitley County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Wolfe County KY VERY LOW INCOME 15650 17900 20150 22350 24150 25950 27750 29550
LOW INCOME 25050 28600 32200 35750 38600 41450 44350 47200
MOD.INC-GUAR.LOAN 74750 74750 74750 74750 98650 98650 98650 98650
Have more questions or want to get the application process started?  Consumer Real Estate Finance Co. is here to help.  Contact us today for assistance with your Kentucky USDA Home Loan.