USDA Loans in Colorado

If you have been searching for a home loan, but have run into problems qualifying for a traditional loan, the USDA Loan Program may be your answer. Backed the United States Department of Agriculture, these no money down, fixed interest rate loans are helping many of the citizens of Colorado realize their dreams of home ownership.

If you are looking for a simple solution to home ownership, Colorado USDA Home Loans offer:

  • No Money Down and Low Fixed Interest Rates
  • No Maximum Loan Amounts
  • Flexible Credit Guidelines for Qualifying Colorado Residents
  • No Assets Needed to Qualify

Colorado Areas that Qualify for a USDA Loan

Perhaps one of the biggest difficulties faced by the USDA Loan program is the misconception that it has something to do with agriculture. In reality, nothing could be further from the truth. USDA Loans were simply created to help develop some of the nation’s less populated areas. To qualify, your Colorado property must be outside of the city limits and located within a community of less than 20,000 people.

If you have more questions about USDA Loan Eligibility, Consumer Real Estate
is here to answer all your questions.  Our certified loan agents will walk you through the application process and offer advice on USDA Loan eligibility.  For more information, please fill out the application on this page, or call one of our certified USDA loan agents at 1-866-854-4242.

Colorado’s USDA Loan Income Limits by County

You should be aware that there are certain maximum income limits that help to determine eligibility. In addition to a credit evaluation, your annual salary cannot exceed the limits set for the individual Colorado County.

County Name    

1-4 Person Households
(Guaranteed Loans)

5-8 Person Households 
(Guaranteed Loans)

ADAMS

417,000

1,094,625

DENVER-AURORA, CO (MSA)
ALAMOSA

417,000

1,094,625

NON-METRO
ARAPAHOE

417,000

1,094,625

DENVER-AURORA, CO (MSA)
ARCHULETA

417,000

1,094,625

NON-METRO
BACA

417,000

1,094,625

NON-METRO
BENT

417,000

1,094,625

NON-METRO
BOULDER

437,500

1,094,625

BOULDER, CO (MSA)
BROOMFIELD

417,000

1,094,625

DENVER-AURORA, CO (MSA)
CHAFFEE

417,000

1,094,625

NON-METRO
CHEYENNE

417,000

1,094,625

NON-METRO
CLEAR CREEK

417,000

1,094,625

DENVER-AURORA, CO (MSA)
CONEJOS

417,000

1,094,625

NON-METRO
COSTILLA

417,000

1,094,625

NON-METRO
CROWLEY

417,000

1,094,625

NON-METRO
CUSTER

417,000

1,094,625

NON-METRO
DELTA

417,000

1,094,625

NON-METRO
DENVER

417,000

1,094,625

DENVER-AURORA, CO (MSA)
DOLORES

417,000

1,094,625

NON-METRO
DOUGLAS

417,000

1,094,625

DENVER-AURORA, CO (MSA)
EAGLE

887,500

1,094,625

EDWARDS, CO (MICRO)
EL PASO

417,000

1,094,625

COLORADO SPRINGS, CO (MSA)
ELBERT

417,000

1,094,625

DENVER-AURORA, CO (MSA)
FREMONT

417,000

1,094,625

CANON CITY, CO (MICRO)
GARFIELD

450,000

1,094,625

NON-METRO
GILPIN

417,000

1,094,625

DENVER-AURORA, CO (MSA)
GRAND

417,000

1,094,625

NON-METRO
GUNNISON

417,000

1,094,625

NON-METRO
HINSDALE

460,000

1,094,625

NON-METRO
HUERFANO

417,000

1,094,625

NON-METRO
JACKSON

417,000

1,094,625

NON-METRO
JEFFERSON

417,000

1,094,625

DENVER-AURORA, CO (MSA)
KIOWA

417,000

1,094,625

NON-METRO
KIT CARSON

417,000

1,094,625

NON-METRO
LA PLATA

417,000

1,094,625

DURANGO, CO (MICRO)
LAKE

887,500

1,094,625

EDWARDS, CO (MICRO)
LARIMER

417,000

1,094,625

FORT COLLINS-LOVELAND, CO (MSA)
LAS ANIMAS

417,000

1,094,625

NON-METRO
LINCOLN

417,000

1,094,625

NON-METRO
LOGAN

417,000

1,094,625

STERLING, CO (MICRO)
MESA

417,000

1,094,625

GRAND JUNCTION, CO (MSA)
MINERAL

417,000

1,094,625

NON-METRO
MOFFAT

417,000

1,094,625

NON-METRO
MONTEZUMA

417,000

1,094,625

NON-METRO
MONTROSE

417,000

1,094,625

MONTROSE, CO (MICRO)
MORGAN

417,000

1,094,625

FORT MORGAN, CO (MICRO)
OTERO

417,000

1,094,625

NON-METRO
OURAY

456,250

1,094,625

NON-METRO
PARK

417,000

1,094,625

DENVER-AURORA, CO (MSA)
PHILLIPS

417,000

1,094,625

NON-METRO
PITKIN

1,094,625

1,094,625

NON-METRO
PROWERS

417,000

1,094,625

NON-METRO
PUEBLO

417,000

1,094,625

PUEBLO, CO (MSA)
RIO BLANCO

417,000

1,094,625

NON-METRO
RIO GRANDE

417,000

1,094,625

NON-METRO
ROUTT

690,000

1,094,625

NON-METRO
SAGUACHE

417,000

1,094,625

NON-METRO
SAN JUAN

417,000

1,094,625

NON-METRO
SAN MIGUEL

962,500

1,094,625

NON-METRO
SEDGWICK

417,000

1,094,625

NON-METRO
SUMMIT

785,000

1,094,625

SILVERTHORNE, CO (MICRO)
TELLER

417,000

1,094,625

COLORADO SPRINGS, CO (MSA)
WASHINGTON

417,000

1,094,625

NON-METRO
WELD

417,000

1,094,625

GREELEY, CO (MSA)
YUMA

417,000

1,094,625

NON-METRO

 

Remember, Consumer Real Estate is here to answer all your questions. For help applying for a Colorado USDA Loan, contact us today.



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