About Us

We are a mortgage company offering services to help our clients obtain home financing for their home purchase or refinance. We offer to prospective clients all Agency and Government products. We do not offer subprime loans or hard equity loans.

Our target customers are clients that are interested in government backed loan programs such as USDA, FHA and VA.

We have successfully assisted thousands of clients in underserved rural areas in the 16 states in which we are licensed, and our goal is to continue to expand our coverage area to assist all in need.

Our goals for the company is to have local market presence in rural areas across the country so that we can offer eligible borrowers an opportunity to purchase a home with affordable monthly payments. We believe the rural markets are underserved and some of our loan products allow the borrower to purchase a home with little or no money down. Additionally, most of our government loan products result in the borrower having zero out of pocket costs.

Our mission is to provide unparalleled service. We will never defend or justify our actions by what others are doing, but rather be the innovators in creation of our mission.

Principal Members

Mitch McFadden- Director of OperationsMitch oversees the entire Operations side of our business. This includes the setup department, conditions department, closing department and all of the Loan Auditors.

Mr. McFadden began employment with CREFCO since February, 2002. He has worked for other mortgage operations, such as Top Flight Financial, in the Sales Department.

He entered into the operations side during his tenure at CREFCO starting in the Processing Department as a Loan Processor and then working himself to head the processing department. The things that he accomplished in that division he took with him as he headed other departments within CREFCO, including the Setup Division and the Closing Division.

Mr. McFadden has a Bachelor’s of Business Administration from Kent State University with a focus in Marketing.

Benjamin Bangs- Director of SalesBen manages all of the Sales Staff including all of the Loan Officers and the Loan Officer Assistants, companywide.

Mr. Bangs began his mortgage career at Ace Home Loans as a Loan Officer. He took that same capacity at CREFCO, when he began with the company in 2008. In 2009, he became a Sales Manager for the Florida Office. In 2011, he was promoted to the Director of Sales handling all facets of the sales distribution and management within all 4 CREFCO offices.

Mr. Bangs has a Bachelor’s of Business Administration from Southern Methodist University.

Chad Turner- PresidentChad oversees the entire operation from banking to marketing.

Mr. Turner began as a loan officer back in 1995. In 1996, he partnered up with two others to form Consumer Financial Consulting. This mortgage operation continued until 2003. At that time, Mr. Turner sold his shares in the company to start Consumer Real Estate Finance Co. (CREFCO).

Mr. Turner has a Bachelor’s of Business Administration from Franklin University.