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We offer USDA loans, but are not a government agency.

Case Studies

"All in all, "Ms. X" had a bankruptcy, a foreclosure, and high debt-to-income ratios, which were the main reasons other banks denied her a loan. With some hard work and paying close attention to detail, we finally got the favorable response from the bank, and they had fully approved her USDA Home Loan."

"When I first pulled his credit it was slightly lower than we could work with at a 620, due to his Chapter 7 Bankruptcy only being discharged 24 months prior. We needed his score to be 640. I thoroughly reviewed his credit and found a few areas we could focus on to get his score up quickly."

"When I first spoke with my client, he had a 580 credit score. Over the next few weeks we spent countless hours together working on getting his scores up. Soon enough, we had his middle credit score over 620 – which is a very good number to be at when applying for a USDA Home Loan."

Move into Your Dream Home with a USDA Loan!

When exploring your USDA Home loan (Rural Development Loan) possibilities, do you really want to place your trust in the hands of just anyone? Why not turn to the USDA loan lender who has more experience than anyone else in the field.

At the Consumer Real Estate Finance Company, our expert staff has been helping our clients apply and qualify for these no-money-down, government approved USDA loans longer than anyone else in the industry:

  • Industry leading experience and expertise
  • Quick, simple and safe USDA loan application process
  • Experts who personally handle every step of the process

Better yet, applying for a USDA loan is fast, easy, and our expert staff will guide you through the entire loan application process!

Simply fill out the form on this page to learn if you qualify for a USDA Home loan.

Your Guide to USDA Rural Development Mortgages

Here at the Consumer Real Estate Finance Company, our goal is to be your source for everything you need to know about qualifying for a USDA Rural Development Mortgage. While applying for one of these No Money Down, Fixed Interest Rate home loans is quick, secure and easy, there are a few eligibility requirements you should be aware of. Feel free to visit our individual USDA Loans resource pages, including:

If you live in a qualifying suburban town - generally with a population of less than 20,000 - a USDA Loan may be your answer to securing your dream of home ownership. Also referred to as Rural Development Loans, these federally backed and funded loans remain one of the last true No Money Down options on the market.

Whether you have questions about these no money down, fixed interest rate loans or are curious as to whether your property qualifies, we are here to help.

Simply fill out the form on this page - it's quick, secure and confidential - and our USDA Loan experts will begin reviewing your claim immediately.

Click here for more information from the USDA.